YES Bank
Verified YES Bank Partner Cards

Best YES Bank Credit Cards in India (0 Cards)

Compare annual fees, lounge access, reward rates, RuPay UPI features, and welcome benefits across YES Bank's official card lineup. Apply online with instant eligibility check and zero impact on your CIBIL score.

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OFFICIAL PARTNER PERKS & PRIVILEGES

Why Choose YES Bank Credit Cards?

High-Multiplier Metal Cards, Taj Epicure Privileges & Low Forex Markup

YES Bank has re-engineered its credit card lineup around lifestyle luxury and high point acceleration. Highlighted by the solid metal YES Marquee and YES Reserv cards, YES Bank delivers up to 36 reward points per ₹200 spent, complimentary Taj Epicure and EazyDiner memberships, unlimited domestic and international airport lounges with guest allowances, and low 1.00% to 1.75% forex markups.

Top Reward Rate

Up to 36 Reward Points per ₹200 Spent

YES Rewardz Points
Airport Lounges

Complimentary access

Domestic & Global Access
RuPay UPI

Scan & Pay Active

Up to 50 days float
Forex Markup

1.00% (Marquee), 1.75% (Reserv) to 3.50%

International Travel
Fee Waivers

₹1.5 Lakhs to ₹10 Lakhs

Spend waiver milestone
Crafted in Solid Metal

Solid Metal Craftsmanship & Ultra-Premium Status

The YES Marquee credit card is crafted in heavy precision metal, delivering an elite touch of luxury and status with every transaction.

  • Heavy metal form factor with personalized laser etching and RFID tap-and-pay
  • Dedicated 24/7 lifestyle and travel concierge desk for flight re-routing and private dining bookings
  • Welcome gift hamper of 60,000 YES Rewardz points worth ₹15,000 upon fee payment
  • Annual bonus milestone points worth up to ₹10,000 on spending milestones
Ideal For

Affluent executives and luxury lifestyle enthusiasts wanting a prestigious metal card.

Up to 36X Points

Up to 36 Reward Points per ₹200 Spent

Rapidly accumulate points with accelerated multipliers on monthly subscriptions, travel tickets, and e-commerce shopping.

  • 36 reward points per ₹200 spent on subscription services, streaming platforms, and international spending
  • 18 reward points per ₹200 spent on regular online e-commerce transactions
  • No ceiling cap on base reward points accumulation across billing cycles
  • Redeem points 100% against flight tickets and 5-star hotel bookings on the YES Rewardz portal
Ideal For

Online shoppers, digital subscription subscribers, and frequent travelers.

Taj Epicure Included

Complimentary Taj Epicure & EazyDiner Prime

Enjoy complimentary luxury memberships that open doors to fine dining discounts, free hotel room upgrades, and dining vouchers.

  • Complimentary Taj Epicure membership providing 25% dining discount at Taj, Vivanta, and SeleQtions hotels
  • Complimentary EazyDiner Prime annual membership offering up to 25% to 40% instant discounts at partner restaurants
  • Buy 1 Get 1 Free movie tickets on BookMyShow (up to ₹800 off per ticket on Marquee; up to ₹250 off on Reserv)
  • Complimentary rounds of golf per month across India's premier golf greens
Ideal For

Frequent diners, luxury hotel patrons, and movie buffs.

Unlimited Global Lounges

Unlimited Domestic & Global Lounges + Guest Access

Travel in total comfort with unrestricted access to international and domestic airport lounges with complimentary guest visits.

  • Unlimited domestic airport lounge access for primary cardholders across India
  • Unlimited international airport lounge access via complimentary Priority Pass membership
  • Up to 8 complimentary international lounge guest visits per calendar year on YES Marquee
  • Dedicated airport meet-and-greet services available on select premium variants
Ideal For

Frequent flyers who travel with family members or business associates.

1.00% Low Forex

Low 1.00% to 1.75% Foreign Exchange Markup

Minimize currency conversion penalties on foreign hotel bills, international shopping, and overseas business expenses.

  • Low 1.00% foreign exchange markup on the YES Marquee credit card
  • Subsidized 1.75% forex markup on the YES Reserv credit card (vs 3.50% industry standard)
  • Substantial savings of ₹2,500+ per ₹1 Lakh spent internationally
  • Emergency card replacement anywhere in the world within 48 hours
Ideal For

International holidaymakers and frequent overseas business travellers.

Iris Digital Suite

Iris by YES BANK Digital Security & RuPay UPI

Experience full control over your card via the next-generation Iris mobile app, plus seamless RuPay UPI QR payments.

  • Link virtual RuPay credit cards to PhonePe, Paytm, and Google Pay for instant QR code payments
  • Toggle contactless payments, e-commerce transactions, and international limits in real time
  • Instant temporary card freeze in case of misplacement with one-tap reactivation
  • Zero lost card liability protection against unauthorized transactions upon reporting
Ideal For

Tech-focused users who manage finances primarily through their smartphone.

Reward Ecosystem Deep Dive

YES Rewardz Accelerated Portal

Earn up to 36 reward points per ₹200 on subscription and travel spends; 18 points on online retail

Redemption Valuation

₹0.25 per point for flights, hotels, and gift vouchers

Key Accelerated Merchant Partners
Online Subscriptions (Netflix, Amazon Prime, Spotify)Travel Portals & International AirlinesE-Commerce & Fashion PlatformsBookMyShow Cinema TicketsTaj Hotels & Luxury Dining
Redemption Channels
  • Flight and Hotel Bookings via YES Rewardz Portal with 100% point redemption option
  • E-Gift Cards for top shopping brands (Amazon, Flipkart, Taj)
  • Direct Statement Credit against outstanding balance
  • Curated Luxury Merchandise and Gadgets
Lounge Access & Waiver Policies

Airport Lounge Privileges & Spend Thresholds

Complimentary airport terminal relaxation guidelines, quarterly spend requirements, and annual fee reversal milestones.

Domestic Lounges

Unlimited complimentary domestic airport lounge access on YES Marquee; up to 12 complimentary visits/year on Reserv.

International Access

Unlimited international airport lounge visits via complimentary Priority Pass for primary and add-on cardholders with guest access on Marquee.

Fee Waiver Spend Rules

₹1,50,000 (Ace/Select), ₹4,00,000 (Reserv), ₹10,00,000 (Marquee)

1% fuel surcharge waiver on transactions between ₹400 and ₹5,000 across all petrol pumps in India
Top Flagship Card Lineup

Flagship YES Bank Cards with These Features

Zero CIBIL Impact Soft Check
Ultra Luxury Metal₹9,999 + GST

YES Marquee Metal Credit Card

1.00% forex markup, unlimited global lounges + guests, Taj Epicure, 36X points

Instant video KYC
Premium Travel & Lifestyle₹1,999 + GST

YES Reserv Credit Card

1.75% low forex markup, 12 domestic lounges, EazyDiner Prime, 24X points

Instant video KYC
All-Rounder Rewards₹499 + GST

YES Ace Credit Card

Accelerated online rewards, 4 domestic lounges/year, achievable fee waivers

Instant video KYC
Corporate & Lifestyle₹999 + GST

YES Prosperity Edge Credit Card

Complimentary airport lounges, movie ticket discounts, 1% fuel surcharge waiver

Instant video KYC
UPI & EverydayLifetime Free (₹0)

YES Bank Virtual RuPay Card

Instant digital issuance, scan & pay on UPI, zero annual fee offers

Instant video KYC
FREQUENTLY ASKED QUESTIONS

Frequently Asked Questions About YES Bank Cards

Everything you need to know before applying for YES Bank credit cards in India.

Instant Digital Eligibility

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