How do YES Rewardz Points work and what is their redemption value?

YES Rewardz points are earned on non-excluded retail purchases and can be redeemed through the YES Rewardz portal for flights, hotel stays, brand gift vouchers (Amazon, Flipkart, Myntra), merchandise, or statement credit. For standard cards like YES SELECT, ACE, and BYOC, 1 YES Rewardz Point is worth ₹0.25 on flight and hotel redemptions. For premium tiers like YES MARQUÉE and RESERV, points can also be converted into partner airline frequent flyer miles and hotel loyalty points at attractive ratios. Best of all, YES Rewardz points do not expire as long as your card account remains active.

What are the airport lounge access rules for YES Bank credit cards in 2025–2026?

Lounge access terms vary across YES Bank card tiers. Mid-tier cards like the YES SELECT and YES ELITE+ provide complimentary domestic lounge visits (typically 1 per calendar quarter) subject to achieving a minimum retail spend of ₹50,000 in the previous calendar quarter. High-end cards such as YES MARQUÉE and YES RESERV offer substantial complimentary domestic and international lounge visits via Priority Pass with lower spend hurdles or unconditionally. Super-premium cards like YES Private and YES Private Prime deliver truly unlimited global lounge access for both the primary cardholder and accompanying guests with zero spend barriers.

Can I link my YES Bank Credit Card to UPI for QR scan payments?

Yes! YES Bank offers multiple RuPay-enabled credit cards that can be linked to UPI apps including Google Pay, PhonePe, Paytm, BHIM, and Kiwi. Key options include the YES Bank Klick RuPay Card (via Kiwi) which provides up to 1.5% cashback on merchant QR scans, the YES Bank Virtual RuPay companion card for existing account holders, the POP-CLUB RuPay card, and the Uni Carbon RuPay card. UPI credit allows you to scan merchant QR codes at local stores and pay directly from your credit line without touching your savings account balance.

How does the annual fee waiver work on YES Bank credit cards?

Most YES Bank credit cards feature an automatic spend-based annual renewal fee waiver. If you achieve the designated retail spend threshold during your card anniversary membership year (for example, ₹1,00,000 for YES SELECT and YES Bank EMI, ₹1,20,000 for YES ACE, ₹3,00,000 for YES RESERV, or ₹10,00,000 for YES MARQUÉE), the subsequent year’s annual fee is 100% waived. Additionally, cards like Klick Kiwi and Virtual RuPay are issued completely Lifetime Free with zero annual fees.

What are the finance charges (interest rates) on YES Bank credit cards?

According to YES Bank’s Most Important Terms and Conditions (MITC), revolving credit balances attract a finance charge ranging from 3.50% to 3.75% per month (equivalent to 42.0% to 45.0% per annum) calculated from the date of the transaction if the total statement balance is not cleared in full by the payment due date. Exclusive wealth cards like YES Private Prime offer lower preferential APR schedules. Cardholders enjoy up to 50 days of interest-free credit on new purchases provided previous balances were paid in full.

What are the late payment charges on YES Bank credit cards?

YES Bank levies tiered late payment fees depending on your total statement balance: Nil for balances up to ₹100; ₹100 for ₹101–₹500; ₹500 for ₹501–₹1,000; ₹700 for ₹1,001–₹5,000; ₹800 for ₹5,001–₹10,000; ₹1,000 for ₹10,001–₹25,000; and ₹1,200 for statement balances exceeding ₹25,000. All late payment penalties attract an additional 18% GST as per government regulations.

What documents are required to apply for a YES Bank credit card?

Applicants must provide: 1) Identity Proof (PAN Card is mandatory, Aadhaar Card, Passport, or Voter ID); 2) Address Proof (Aadhaar Card, Passport, or recent utility bill within 2 months); 3) Income Proof (Latest 3 months salary slips with 6 months bank statement for salaried individuals, or last 2 years audited ITR computation with profit & loss statements for self-employed professionals). Applicants can complete onboarding 100% digitally through Video-KYC (V-KYC) without paper documentation.

What is the minimum CIBIL score required for a YES Bank credit card?

A credit score of 700+ is generally expected for entry-level cards like Klick Kiwi and YES ACE. For core lifestyle and mid-tier cards like YES SELECT and YES BYOC, a score of 720+ is recommended. Premium metal cards like YES MARQUÉE, RESERV, and Private typically require a credit bureau score of 750–780+ along with a flawless repayment track record and verifiable high income or relationship value.

How does the YES Bank BYOC (Build Your Own Card) customization work?

YES Bank BYOC is an innovative customized credit card platform. Applicants start with an eco-friendly recycled plastic card body and can select their preferred reward plans (such as 10% cashback on dining, travel, or e-commerce), lifestyle subscriptions (like BookMyShow discounts or airport lounge access packs), and card aesthetic designs. The monthly or annual fee scales dynamically based on the specific feature packages you choose to activate.

Can I withdraw cash from ATMs using a YES Bank credit card?

Yes, you can withdraw cash up to your approved Cash Advance Limit at domestic and international ATMs. YES Bank levies a cash advance transaction fee of 2.5% of the transaction amount or ₹300 (whichever is higher), plus 18% GST. Additionally, finance charges (interest) accrue from the exact transaction date until full repayment with no interest-free grace period.

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Showing 1–6 of 21 YES Bank cards • Page 1 of 4

Most Used UPI Cashback Card

YES Bank Klick RuPay Credit Card (via Kiwi)

RuPay • Virtual UPI & Daily QR Payments

FeeNil (Lifetime Free)

RewardsUp to 1.5% cashbac

Purpose-built for virtual RuPay credit on UPI integration.
Direct cashback on everyday neighborhood merchant QR scans.

Most Widely Held Branch Card

YES SELECT Credit Card

Visa / Mastercard • Everyday Shopping & Entertainment

Fee₹599 + GST

Rewards8 YES Rewardz Poin

Buy 1 Get 1 free movie ticket on BookMyShow (up to ₹250 discount once a month).
1% fuel surcharge waiver on fuel transactions between ₹500 and ₹3,000, up to ₹125 per statement cycle.

Virtual UPI Companion

YES Bank Virtual RuPay Credit Card

RuPay • Virtual UPI Floater

FeeNil (Lifetime Free)

RewardsEarn reward points

Virtual floater credit card sharing the credit limit of your primary YES Bank card.
Links seamlessly to Google Pay, PhonePe, Paytm, and BHIM for QR payments.

Budget Online Shopper

YES ACE Credit Card

Visa / Mastercard • Digital-First & Everyday Spends

Fee₹499 + GST

Rewards8 YES Rewardz Poin

Double reward points on all online shopping transactions.
Low annual renewal waiver threshold of just ₹50,000.

Best for Online D2C Brands

POP-CLUB YES Bank RuPay Credit Card

RuPay • D2C E-Commerce & UPI

Fee₹399 + GST

Rewards10 POPcoins per ₹1

10 POPcoins per ₹100 on eligible online spends across any website, plus partner-brand offers in the POP Club app.
RuPay enabled for daily merchant UPI scan-and-pay transactions.

Universal Online Cashback

Paisabazaar PaisaSave Credit Card

RuPay • E-Commerce Cashback & UPI

Fee₹499 + GST

Rewards6% cashback on din

Cashback redeemable as statement credit with zero redemption fee.
RuPay enabled for merchant scan-and-pay UPI transactions across India.

Showing 1–6 of 21 YES Bank cards (Page 1 of 4)

Side-by-Side Comparison Matrix

Key YES Bank Cards at a Glance

Compare fees, maximum reward yields, airport lounge perks, and waiver milestones across flagship YES Bank cards side by side.

Comparing 21 cards

Side-by-side view (21 cards)← Swipe horizontally →

Card SpecsComparison	Most Widely Held Branch Card YES SELECT Credit Card Everyday Shopping & Entertainment	Budget Online Shopper YES ACE Credit Card Digital-First & Everyday Spends	Popular Lifestyle Pick YES ELITE+ Credit Card Lifestyle All-Rounder	Best Women's Lifestyle Card YES Essence Credit Card Women's Lifestyle & Wellness	MSME Expense Manager YES Prosperity Business Credit Card MSME & Business Working Capital	Most Used UPI Cashback Card YES Bank Klick RuPay Credit Card (via Kiwi) Virtual UPI & Daily QR Payments	Virtual UPI Companion YES Bank Virtual RuPay Credit Card Virtual UPI Floater	Best for Online D2C Brands POP-CLUB YES Bank RuPay Credit Card D2C E-Commerce & UPI	Universal Online Cashback Paisabazaar PaisaSave Credit Card E-Commerce Cashback & UPI	Best for Credit Score Tracking FinBooster YES Bank Credit Card (via BankBazaar) Credit Score Tracking & Rewards	1% Flat Digital Return Uni YES Bank RuPay Credit Card FinTech Rewards & UPI	Best 4.5% Online Reward Rate YES BANK MARQUÉE Credit Card Super-Premium Travel & Online Rewards	Popular Premium Travel Pick YES RESERV Credit Card Premium Travel & Golf	Best for Gym & Health Checkups YES BANK Wellness Plus Credit Card Health & Preventive Wellness	Build Your Own Card YES Bank BYOC (Build Your Own Card) Customizable On-Demand Card	Affordable Health Pick YES BANK Wellness Credit Card (Standard) Budget Health & Wellness	Best for Business Owners YES First Business Credit Card MSME & Commercial Working Capital	No Income Proof Needed YES ACE Credit Card against Fixed Deposit (formerly YES Prosperity Rewards Plus) Secured & Credit Builder	Auto-EMI Specialist YES Bank EMI Credit Card Instant Auto-EMI Conversion	By-Invitation Metal UHNI YES Private Credit Card Ultra-Luxury Private Banking	0.5% Forex Billionaire Metal YES Private Prime Credit Card Ultra-Luxury Private Banking
Annual FeePer year	₹599 + GST	₹499 + GST	₹999 + GST	₹799 + GST	₹499 + GST	Nil (Lifetime Free)	Nil (Lifetime Free)	₹399 + GST	₹499 + GST	Nil (Lifetime Free)	Nil (Lifetime Free)	₹4,999 + GST	₹2,499 + GST	₹1,499 + GST	No annual fee; monthly membership of ₹99 + GST (Cashback card) or ₹49 + GST (Rewards card); optional subscription ₹99 / ₹149 / ₹249 per month	₹499 + GST	₹999 + GST	₹499 + GST	₹499 + GST	₹10,000 + GST	₹10,000 + GST
Joining FeeOne-time fee	₹599 + GST (Frequently issued Lifetime Free during promotional campaigns)	₹499 + GST	₹999 + GST	₹799 + GST	₹499 + GST	Nil (Lifetime Free)	Nil (Lifetime Free for existing cardholders)	Nil (Lifetime Free under introductory onboarding)	Nil	Nil (Lifetime Free)	Nil (Lifetime Free)	₹9,999 + GST	₹2,499 + GST (Waived on spending ₹40,000 in first 30 days)	₹1,499 + GST	Nil for the regular card; ₹249 (eco-friendly) or ₹3,499 (metal) one-time card fee + GST	₹499 + GST	₹999 + GST	₹499 + GST	₹499 + GST	₹50,000 + GST	₹20,000 + GST
Waiver SpendAnnual milestone	Waived on annual retail spends of ₹1,00,000 or more	Waived on annual retail spends of ₹50,000 or more	Waived on annual retail spends of ₹2,00,000 or more	Waived on annual retail spends of ₹1,00,000 or more	Waived on annual business retail spends of ₹1,00,000 or more	Lifetime Free unconditionally	Lifetime Free unconditionally	Waived on annual retail spends of ₹1,50,000 or more	Waived on annual retail spends of ₹1,20,000 or more	Lifetime Free unconditionally on standard digital issuance	Lifetime Free unconditionally	Waived on annual retail spends of ₹10,00,000 or more	Waived on annual retail spends of ₹3,00,000 or more	Not applicable (no spend-based fee waiver)	Not applicable (billed monthly; no spend-based waiver)	Not applicable (no spend-based fee waiver)	Waived on annual business spends of ₹3,00,000 or more	Waived on annual retail spends of ₹50,000 or more	Waived on annual retail spends of ₹1,20,000 or more	Waived on annual retail spends of ₹25,00,000 or more	Waived on annual retail spends of ₹20,00,000 or more
Reward RateTop cashback & perks	8 YES Rewardz Points per ₹200 on online shopping + BOGO movie tickets	8 YES Rewardz Points per ₹200 on online shopping with low renewal waiver	12 YES Rewardz Points per ₹200 on online shopping + BookMyShow movie discounts	12 YES Rewardz Points per ₹200 on online fashion, beauty, travel, dining and grocery spends	Accelerated rewards on commercial utilities, office supplies, and telecom	Up to 1.5% cashback on merchant UPI QR scan & pay transactions	Earn reward points on daily merchant UPI scan & pay transactions	10 POPcoins per ₹100 on online spends + extra POPcoins on UPI via the POP UPI app	6% cashback on dining & travel (up to ₹3,000 per month) + 1% unlimited cashback on other spends	5X points on online dining + 3X on online grocery and apparel with credit fitness tracking	Flat 1% Uni Coins on all eligible spends + zero forex markup	4.5% flat reward rate on online spends with low 1% forex markup	3% online reward rate + 2.00% low forex markup and complimentary golf	30 YES Rewardz Points per ₹200 on pharmacies & chemist stores + gym passes	10% cashback on up to 5 partner merchants (Swiggy, Uber, PharmEasy, BigBasket, BookMyShow) with an optional subscription plan	20 YES Rewardz Points per ₹200 on pharmacies and diagnostic centers	Accelerated rewards on business travel and dining	Earn YES Rewardz Points on all spends backed by a YES Bank Fixed Deposit	Automatic conversion of purchases above a pre-set value into low-interest EMIs	40 Reward Points per ₹200 on international spends (5% return) with 0.50% forex markup + unlimited global lounges	40 Reward Points per ₹200 on international spends with ultra-low 0.50% forex markup
Airport LoungeTerminal access	4 complimentary domestic airport lounge visits per calendar year (1 per quarter)	Not available	8 complimentary domestic airport lounge visits per calendar year (2 per quarter) (Int: 3 complimentary international lounge visits per calendar year)	4 complimentary domestic airport lounge visits per calendar year (1 per quarter)	4 complimentary domestic airport lounge visits per calendar year (1 per quarter), subject to spending ₹50,000 in the previous calendar quarter	Up to 3 complimentary domestic airport lounge visits per year (via Kiwi Neon subscription tier)	Not available	Not available	Not available	Not available	Not available	24 complimentary domestic airport lounge visits per year (6 per quarter), subject to spending ₹1,00,000 in the previous calendar quarter (Int: Unlimited complimentary international airport lounge visits (no spend condition))	12 complimentary domestic airport lounge visits per calendar year (3 per quarter) (Int: 6 complimentary international airport lounge visits per calendar year)	8 complimentary domestic airport lounge visits per year (2 per quarter), subject to spending ₹50,000 in the previous calendar quarter	1 complimentary domestic airport lounge visit per quarter, subject to spending ₹50,000 in the previous calendar quarter	Not available	8 complimentary domestic airport lounge visits per calendar year (2 per quarter), subject to spending ₹75,000 in the previous calendar quarter (Int: 6 complimentary international airport lounge visits per calendar year via Priority Pass)	Not available	Not available	Unlimited complimentary domestic airport lounge visits for primary and add-on cardholders (no spend condition); 12 complimentary guest visits per calendar year (domestic and international combined) (Int: Unlimited complimentary international airport lounge visits for primary and add-on cardholders; guest visits count toward the 12 per calendar year)	Unlimited complimentary domestic airport lounge visits for primary and add-on cardholders (no spend condition); 4 complimentary guest visits per calendar year (domestic and international combined) (Int: Unlimited complimentary international airport lounge visits for primary and add-on cardholders; guest visits count toward the 4 per calendar year)
Forex MarkupInt'l currency	3.50% + GST	3.50% + GST	3.00% + GST	3.00% + GST	3.00% + GST	3.50% + GST	3.50% + GST	3.50% + GST	3.50% + GST	3.50% + GST	0.00% (no foreign currency conversion or DCC charge)	1.00% + GST	2.00% + GST	3.50% + GST	3.50% + GST	3.50% + GST	2.00% + GST	3.50% + GST	3.50% + GST	0.50% + GST	0.50% + GST
Best Suited ForTarget category	First-time applicants and mid-level salaried professionals wanting movie savings, online shopping rewards, and lounge access.	First-time cardholders and college graduates looking for an affordable online shopping card.	Corporate professionals and moviegoers wanting regular BookMyShow discounts and domestic lounge perks.	Women professionals seeking lifestyle savings on apparel, cosmetics, food delivery, and preventive healthcare.	Small business owners and sole proprietors managing routine office utilities, vendor supplies, and local business travel.	Everyday smartphone users looking for a dedicated zero-fee RuPay credit card for daily QR scan-and-pay payments.	Existing YES Bank credit cardholders wanting to link their credit line to UPI apps for daily QR scan payments.	Online shoppers and Gen-Z consumers frequently purchasing apparel, grooming, and coffee from Indian D2C brands.	Everyday online shoppers and foodies wanting direct monthly statement cashback and UPI QR scanning.	First-time borrowers looking to track, monitor, and improve their credit score while earning dining rewards.	Digital natives seeking a clean, zero-fee RuPay card with zero forex fee for app subscriptions and UPI scans.	High spenders, online shoppers, and international travelers wanting a high 4.5% online reward return and unlimited airport lounges.	Frequent flyers, golfers, and international vacationers looking for low forex fees, airport lounges, and 3% online rewards.	Fitness-conscious professionals and families managing regular medical and pharmacy expenses.	Users who want to customize their cashback categories rather than accepting a standard bank rewards structure.	Budget-conscious individuals wanting routine pharmacy savings and basic annual health screening checkups.	Entrepreneurs, founders, and small business owners managing SaaS subscriptions, supplier payouts, and business travel.	College students, freelancers, and first-time applicants needing a credit card without income proof.	Consumers outfitting homes or making regular big-ticket electronics purchases on structured monthly budgets.	Ultra-high-net-worth clients requiring unlimited worldwide lounge access with guest entry and private concierge services.	Ultra-high-net-worth global travelers seeking an ultra-low 0.50% forex markup and unlimited worldwide airport lounge comfort.
ActionDigital application

OFFICIAL PARTNER PERKS & PRIVILEGES

Why Choose YES Bank Credit Cards?

High-Multiplier Metal Cards, Taj Epicure Privileges & Low Forex Markup

YES Bank has re-engineered its credit card lineup around lifestyle luxury and high point acceleration. Highlighted by the solid metal YES Marquee and YES Reserv cards, YES Bank delivers up to 36 reward points per ₹200 spent, complimentary Taj Epicure and EazyDiner memberships, unlimited domestic and international airport lounges with guest allowances, and low 1.00% to 1.75% forex markups.

Top Reward Rate

Up to 36 Reward Points per ₹200 Spent

YES Rewardz Points

Airport Lounges

Complimentary access

Domestic & Global Access

RuPay UPI

Scan & Pay Active

Up to 50 days float

Forex Markup

1.00% (Marquee), 1.75% (Reserv) to 3.50%

International Travel

Fee Waivers

₹1.5 Lakhs to ₹10 Lakhs

Spend waiver milestone

Crafted in Solid Metal

Solid Metal Craftsmanship & Ultra-Premium Status

The YES Marquee credit card is crafted in heavy precision metal, delivering an elite touch of luxury and status with every transaction.

Heavy metal form factor with personalized laser etching and RFID tap-and-pay
Dedicated 24/7 lifestyle and travel concierge desk for flight re-routing and private dining bookings
Welcome gift hamper of 60,000 YES Rewardz points worth ₹15,000 upon fee payment
Annual bonus milestone points worth up to ₹10,000 on spending milestones

Ideal For

Affluent executives and luxury lifestyle enthusiasts wanting a prestigious metal card.

Up to 36X Points

Up to 36 Reward Points per ₹200 Spent

Rapidly accumulate points with accelerated multipliers on monthly subscriptions, travel tickets, and e-commerce shopping.

36 reward points per ₹200 spent on subscription services, streaming platforms, and international spending
18 reward points per ₹200 spent on regular online e-commerce transactions
No ceiling cap on base reward points accumulation across billing cycles
Redeem points 100% against flight tickets and 5-star hotel bookings on the YES Rewardz portal

Ideal For

Online shoppers, digital subscription subscribers, and frequent travelers.

Taj Epicure Included

Complimentary Taj Epicure & EazyDiner Prime

Enjoy complimentary luxury memberships that open doors to fine dining discounts, free hotel room upgrades, and dining vouchers.

Complimentary Taj Epicure membership providing 25% dining discount at Taj, Vivanta, and SeleQtions hotels
Complimentary EazyDiner Prime annual membership offering up to 25% to 40% instant discounts at partner restaurants
Buy 1 Get 1 Free movie tickets on BookMyShow (up to ₹800 off per ticket on Marquee; up to ₹250 off on Reserv)
Complimentary rounds of golf per month across India's premier golf greens

Ideal For

Frequent diners, luxury hotel patrons, and movie buffs.

Unlimited Global Lounges

Unlimited Domestic & Global Lounges + Guest Access

Travel in total comfort with unrestricted access to international and domestic airport lounges with complimentary guest visits.

Unlimited domestic airport lounge access for primary cardholders across India
Unlimited international airport lounge access via complimentary Priority Pass membership
Up to 8 complimentary international lounge guest visits per calendar year on YES Marquee
Dedicated airport meet-and-greet services available on select premium variants

Ideal For

Frequent flyers who travel with family members or business associates.

1.00% Low Forex

Low 1.00% to 1.75% Foreign Exchange Markup

Minimize currency conversion penalties on foreign hotel bills, international shopping, and overseas business expenses.

Low 1.00% foreign exchange markup on the YES Marquee credit card
Subsidized 1.75% forex markup on the YES Reserv credit card (vs 3.50% industry standard)
Substantial savings of ₹2,500+ per ₹1 Lakh spent internationally
Emergency card replacement anywhere in the world within 48 hours

Ideal For

International holidaymakers and frequent overseas business travellers.

Iris Digital Suite

Iris by YES BANK Digital Security & RuPay UPI

Experience full control over your card via the next-generation Iris mobile app, plus seamless RuPay UPI QR payments.

Link virtual RuPay credit cards to PhonePe, Paytm, and Google Pay for instant QR code payments
Toggle contactless payments, e-commerce transactions, and international limits in real time
Instant temporary card freeze in case of misplacement with one-tap reactivation
Zero lost card liability protection against unauthorized transactions upon reporting

Ideal For

Tech-focused users who manage finances primarily through their smartphone.

Reward Ecosystem Deep Dive

YES Rewardz Accelerated Portal

Earn up to 36 reward points per ₹200 on subscription and travel spends; 18 points on online retail

Redemption Valuation

₹0.25 per point for flights, hotels, and gift vouchers

Key Accelerated Merchant Partners

Online Subscriptions (Netflix, Amazon Prime, Spotify)Travel Portals & International AirlinesE-Commerce & Fashion PlatformsBookMyShow Cinema TicketsTaj Hotels & Luxury Dining

Redemption Channels

Flight and Hotel Bookings via YES Rewardz Portal with 100% point redemption option
E-Gift Cards for top shopping brands (Amazon, Flipkart, Taj)
Direct Statement Credit against outstanding balance
Curated Luxury Merchandise and Gadgets

Lounge Access & Waiver Policies

Airport Lounge Privileges & Spend Thresholds

Complimentary airport terminal relaxation guidelines, quarterly spend requirements, and annual fee reversal milestones.

Domestic Lounges

Unlimited complimentary domestic airport lounge access on YES Marquee; up to 12 complimentary visits/year on Reserv.

International Access

Unlimited international airport lounge visits via complimentary Priority Pass for primary and add-on cardholders with guest access on Marquee.

Fee Waiver Spend Rules

₹1,50,000 (Ace/Select), ₹4,00,000 (Reserv), ₹10,00,000 (Marquee)

1% fuel surcharge waiver on transactions between ₹400 and ₹5,000 across all petrol pumps in India

Top Flagship Card Lineup

Flagship YES Bank Cards with These Features

Zero CIBIL Impact Soft Check

Ultra Luxury Metal₹9,999 + GST

YES Marquee Metal Credit Card

1.00% forex markup, unlimited global lounges + guests, Taj Epicure, 36X points

Instant video KYC

Premium Travel & Lifestyle₹1,999 + GST

YES Reserv Credit Card

1.75% low forex markup, 12 domestic lounges, EazyDiner Prime, 24X points

Instant video KYC

All-Rounder Rewards₹499 + GST

YES Ace Credit Card

Accelerated online rewards, 4 domestic lounges/year, achievable fee waivers

Instant video KYC

Corporate & Lifestyle₹999 + GST

YES Prosperity Edge Credit Card

Complimentary airport lounges, movie ticket discounts, 1% fuel surcharge waiver

Instant video KYC

UPI & EverydayLifetime Free (₹0)

YES Bank Virtual RuPay Card

Instant digital issuance, scan & pay on UPI, zero annual fee offers

Instant video KYC

Best YES Bank Credit Cards in India (21 Cards)

Check Pre-Approved YES Bank Cards