Compare annual fees, lounge access, reward rates, RuPay UPI features, and welcome benefits across AXIS Bank's official card lineup. Apply online with instant eligibility check and zero impact on your CIBIL score.
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Showing 1–6 of 21 AXIS Bank cards • Page 1 of 4
Compare fees, maximum reward yields, airport lounge perks, and waiver milestones across flagship AXIS Bank cards side by side.
| Card SpecsComparison | Flipkart Axis Bank Credit CardE-Commerce Cashback | Airtel Axis Bank Credit CardUtility & Telecom Cashback | Axis Bank My Zone Credit CardEntertainment & UPI |  Fibe Axis Bank RuPay Credit CardFinTech UPI & Food Delivery | Axis Bank super.money RuPay Credit CardDigital UPI Cashback |  Samsung Axis Bank Signature Credit CardElectronics & Tech Cashback |  Samsung Axis Bank Infinite Credit CardPremium Tech & Electronics |  Axis Bank Burgundy Private Credit CardUltra-Luxury Private Wealth | Axis Bank ACE Credit CardEveryday Cashback |  IndianOil Axis Bank Credit CardFuel & UPI Spends |  Axis Bank Neo Credit CardShopping Discounts & Dining |  Axis Bank SELECT Credit CardPremium Lifestyle & Dining |  Axis Bank Rewards Credit CardShopping & Dining Rewards |  Axis Bank Privilege Credit CardLifestyle Rewards |  Axis Bank Magnus Credit CardSuper-Premium Lifestyle |  Axis Bank Horizon Credit CardMid-Tier Travel & Miles |  Shoppers Stop Axis Bank Credit CardFashion & Apparel |  SpiceJet Axis Bank Voyage Black Credit CardBudget Airline Travel |  Axis Bank Reserve Credit CardUltra-Luxury / HNI |  Axis Bank Primus Credit CardBespoke Ultra-Luxury | Axis Bank ATLAS Credit CardAviation & Travel Miles |
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Annual Fee | ₹500 + GST | ₹500 + GST | ₹500 + GST (Nil on LTF promotional offers) | Nil (Lifetime Free) | Nil (Lifetime Free) | ₹500 + GST | ₹5,000 + GST | Nil for Burgundy Private Clients (₹1,00,000 + GST w.e.f. Sept 1, 2026 if TRV falls below ₹5 Cr) | ₹499 + GST | ₹500 + GST | Nil (Lifetime Free) / ₹250 + GST | ₹3,000 + GST (Nil for Burgundy customers) | ₹1,000 + GST | ₹1,500 + GST | ₹12,500 + GST | ₹3,000 + GST | ₹500 + GST | ₹2,000 + GST | ₹50,000 + GST | ₹3,00,000 + GST | ₹5,000 + GST |
Joining Fee | ₹500 + GST | ₹500 + GST | ₹500 + GST (Frequently issued as Lifetime Free) | Nil (Lifetime Free) | Nil (Lifetime Free) | ₹500 + GST | ₹5,000 + GST | Nil for Burgundy Private Clients (maintaining ₹5 Cr+ TRV) | ₹499 + GST | ₹500 + GST | Nil (Lifetime Free) / ₹250 + GST on non-promotional channels | ₹3,000 + GST (Nil for Burgundy customers) | ₹1,000 + GST | ₹1,500 + GST | ₹12,500 + GST | ₹3,000 + GST | ₹500 + GST | ₹2,000 + GST | ₹50,000 + GST | ₹5,00,000 + GST | ₹5,000 + GST |
Waiver Spend | Waived on annual spends of ₹3,50,000 or more | Waived on annual retail spends of ₹2,00,000 or more | No spend-based annual fee waiver on paid variants (Nil if acquired under LTF promotion) | Lifetime Free unconditionally | Lifetime Free unconditionally | Waived on annual spends of ₹2,00,000 or more | Waived on annual spends of ₹7,00,000 or more | Completely complimentary while maintaining ₹5 Crore+ Total Relationship Value (TRV) | Waived on annual spends of ₹2,00,000 or more | Waived on annual retail spends of ₹50,000 or more | Lifetime Free via eligible channels (Joining fee waived on spending ₹2,500 in 45 days for paid variants) | Waived on annual spends of ₹8,00,000 or more | Waived on annual spends of ₹2,00,000 or more | Waived on annual spends of ₹5,00,000 or more | Waived on annual spends of ₹25,00,000 or more | No spend-based annual fee waiver; compensated with 1,500 EDGE Miles upon annual renewal | Waived on annual spends of ₹1,00,000 or more | No annual spend waiver; compensated with 2,000 bonus SpiceClub Points upon renewal | Waived on annual spends of ₹35,00,000 or more | No spend-based annual fee waiver | No spend waiver; Gold (₹7.5L spend) and Platinum (₹15L spend) tiers receive 2,500 and 5,000 renewal EDGE Miles respectively |
Reward Rate | 7.5% cashback on Myntra + 5% cashback on Flipkart & Cleartrip | 25% cashback on Airtel bills + 10% on utilities + 10% value-back on Zomato & Blinkit | Buy 1 Get 1 free movie ticket + flat ₹120 off on Swiggy | 3% flat cashback on food delivery, entertainment & local commute + 1% on other spends | 3% cashback on merchant UPI scan & pay via super.money app + 1% on other spends | 10% cashback across Samsung products (smartphones, TVs, appliances) | 10% cashback on Samsung products (up to ₹20,000/year) + 15 EDGE points/₹100 on partners | 15 EDGE points per ₹200 + 0% Forex Markup + preserved 5:4 air miles transfer | 5% cashback on bill payments via Google Pay + 1.5% flat on all other spends | 4% value-back on IndianOil fuel + 1% fuel surcharge waiver | Flat ₹120 off on Zomato + 10% off on Blinkit & BookMyShow | 2X EDGE points on offline retail + ₹500 off on BigBasket & ₹400/mo off on Swiggy | 10X EDGE points on apparel & departmental stores + 1,500 monthly bonus points | 10 EDGE points per ₹200 + 10,000 bonus points at ₹2.5L annual spend + District BOGO | 12 EDGE points per ₹200 + 35 EDGE points per ₹200 above ₹1.5L monthly spend + 60 points on Travel EDGE | 5 EDGE Miles per ₹100 on direct flights & Travel EDGE + 1:1 airline partner conversion | Up to 20 First Citizen Points per ₹200 at Shoppers Stop + First Citizen membership | Up to 7% value-back on SpiceJet flight tickets + SpiceClub Gold priority services | 15 EDGE points per ₹200 on domestic + 30 points (2X) on international with 1.5% forex | 1 EDGE Mile per ₹100 on all spends (1:5 airline transfer = 5 Partner Miles/₹100) + 0% Forex | 5 EDGE Miles per ₹100 on direct flights & hotels + milestone bonus miles |
Airport Lounge | Not available (Discontinued w.e.f. June 20, 2025) | Not available (Discontinued w.e.f. April 12, 2026) | 4 complimentary domestic airport lounge visits per calendar year (1 per quarter) | 4 complimentary domestic airport lounge visits per calendar year (1 per quarter) | Not available | 4 complimentary domestic airport lounge visits per calendar year (1 per quarter) | 8 complimentary domestic airport lounge visits per calendar year (2 per quarter) (Int: 6 complimentary international visits per calendar year via Priority Pass) | Unlimited complimentary domestic airport lounge visits for primary and add-on cardholders + 12 guest visits (accessed via physical card) (Int: Unlimited complimentary international visits via Priority Pass for primary and add-on cardholders + 12 guest visits) | 4 complimentary domestic airport lounge visits per calendar year (1 per quarter) | Not available | Not available | 8 complimentary domestic airport lounge visits per calendar year (2 per quarter) (Int: Up to 12 complimentary international visits per year via Priority Pass (6 base + 6 additional on spending ₹3,00,000 annually)) | 8 complimentary domestic airport lounge visits per calendar year (2 per quarter) | 8 complimentary domestic airport lounge visits per calendar year (2 per quarter) | Unlimited complimentary domestic airport lounge visits for primary and add-on cardholders + 4 guest visits per year (subject to ₹50,000 spend in previous 3 months; accessed via physical card) (Int: Unlimited complimentary international visits via Priority Pass + 4 guest visits per calendar year) | Up to 32 complimentary domestic airport lounge visits per year on Visa (8/quarter) or 24 per year on Mastercard (6/quarter) with no spend condition (Int: 8 complimentary international lounge visits per calendar year (2 per quarter) with no spend condition) | Not available | 8 complimentary domestic airport lounge visits per calendar year (2 per quarter) | Unlimited complimentary domestic airport lounge visits for primary and add-on cardholders + 12 guest visits (subject to ₹50,000 quarterly spend; accessed via physical card) (Int: Unlimited complimentary international lounge visits via Priority Pass for primary and add-on cardholders + 12 guest visits) | Unlimited complimentary domestic airport lounge access for primary and add-on cardholders + 12 guest visits and VIP airport meet-and-assist (Int: Unlimited worldwide Priority Pass lounge access for primary and add-on cardholders + 12 guest visits) | 8 to 18 complimentary domestic lounge visits annually (tier-dependent: Silver 8, Gold 12, Platinum 18; usable for guests) (Int: 4 to 12 complimentary international lounge visits annually (Silver 4, Gold 6, Platinum 12; usable for guests)) |
Forex Markup | 3.50% + GST | 3.50% + GST | 3.50% + GST | 3.50% + GST | 3.50% + GST | 3.50% + GST | 3.50% + GST | 0.00% (Zero Forex Markup) | 3.50% + GST | 3.50% + GST | 3.50% + GST | 3.50% + GST | 3.50% + GST | 3.50% + GST | 2.00% + GST | 3.50% + GST | 3.50% + GST | 3.50% + GST | 1.50% + GST | 0.00% (Zero Forex Markup) | 3.50% + GST |
Best Suited For | Frequent Flipkart and Myntra shoppers and everyday urban app users (Swiggy, Uber). | Airtel subscribers who also use the card for general monthly retail spending to unlock utility cashback caps. | College students, first-jobbers, and movie lovers seeking an LTF card with Swiggy and AJIO discounts. | Urban digital natives seeking a zero-fee RuPay card for daily Swiggy, Zomato, BookMyShow, and Uber payments. | Gen-Z and digital-first spenders who use UPI QR codes for everyday tea, snacks, and groceries. | Samsung device enthusiasts and families purchasing Samsung smartphones, televisions, or appliances. | Gadget power users outfitting homes with premium Samsung electronics and flagship smartphones. | Ultra-high-net-worth individuals and global travelers wanting 0% forex markup and 5:4 airline transfers. | Everyday spenders who want a strong flat offline swipe rate and Google Pay utility savings. | Commuters fueling up at IOCL petrol pumps who want a RuPay card for daily UPI spends. | College students and first-time applicants wanting instant food, grocery, and movie checkout discounts. | Affluent households and Axis Priority/Burgundy customers wanting BigBasket, Swiggy, and international lounge perks. | Urban shoppers spending ₹30,000+ monthly across clothing stores and Swiggy. | Everyday spenders upgrading from entry cards who spend around ₹2.5 Lakhs annually and want movie, dining, and domestic lounge perks. | High earners spending ₹1.5 Lakhs+ monthly or Burgundy clients seeking unlimited worldwide lounge access. | Frequent flyers who want unconditional domestic and international lounge access alongside 5X miles on flight bookings. | Families and fashion shoppers who buy their wardrobe and beauty brands at Shoppers Stop. | Regional domestic travelers flying SpiceJet on non-metro and tier-2 routes. | High-net-worth individuals and corporate leadership seeking luxury hotel memberships, golf rounds, and international lounge guest access. | India’s ultra-affluent elite who channel multi-crore personal and tax/utility expenses through a single bespoke card. | Frequent domestic & international travelers booking flights and hotels directly with airlines and hotel chains. |
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Elite Travel EDGE Miles, 20+ Airline Partners & Power Cashback Cards
Axis Bank boasts one of India's most versatile credit card portfolios. From the frequent-flyer favourite Axis Atlas and Magnus cards with lucrative 5:4 air mile conversion ratios across 20+ global airline and hotel programs, to everyday household champions like Airtel Axis (25% bill cashback) and Flipkart Axis (5% unlimited cashback), Axis cards blend elite travel luxury with immense utility.
Up to 5:4 Air Mile Ratio / 25% on Airtel Thanks
EDGE Miles / EDGE REWARDS / Direct CashbackComplimentary access
Domestic & Global AccessScan & Pay Active
Up to 50 days float2.00% (Magnus / Reserve / Horizon) to 3.50%
International Travel₹2 Lakhs to ₹15 Lakhs
Spend waiver milestoneTransfer EDGE Miles to the world's finest airline frequent flyer and luxury hotel programs at unbeatable conversion ratios.
Aviation enthusiasts, business globetrotters, and vacationers seeking luxury flights on points.
Transform your monthly household bills with 25% cashback on Airtel mobile, broadband, and DTH, plus 10% on electricity bills.
Households with monthly telecom, Wi-Fi, electricity, and food delivery spending.
Shop without caps: flat 5% unlimited cashback on Flipkart and Cleartrip, with 4% cashback on preferred partner merchants.
Regular Flipkart and Myntra shoppers seeking predictable cash savings.
Experience airport luxury with VIP terminal meet-and-assist escorts, luxury airport transfers, and unlimited lounge visits.
Affluent professionals and HNWIs who expect frictionless airport experiences.
Enjoy sumptuous dining savings with EazyDiner Prime memberships and Axis Dining Delights discounts across India.
Fine dining gourmets and regular restaurant patrons.
Travel with total peace of mind backed by high-value air accident insurance, lost baggage cover, and zero lost card liability.
International holidaymakers and families needing comprehensive travel protection.
Up to 5:4 air mile transfer ratio; 2 EDGE Miles per ₹100 base; 5 EDGE Miles on travel
Up to ₹1.00 per mile when transferred to international frequent flyer programs
Complimentary airport terminal relaxation guidelines, quarterly spend requirements, and annual fee reversal milestones.
Complimentary domestic lounge access across all major airports in India (8 to 18 visits/year on Atlas; unlimited on Magnus and Reserve).
Unlimited international airport lounge access via Priority Pass for primary cardholders with complimentary guest visits on Magnus and Reserve.
₹2,00,000 (Airtel/Flipkart/Select), ₹15,00,000 (Atlas/Magnus)
5 EDGE Miles/₹100 on travel, 5:4 airline miles transfer, tier upgrades
25% cashback on Airtel bills, 10% on utilities, 10% on Swiggy/Zomato
5% unlimited cashback on Flipkart & Cleartrip, 4 lounges/year
Unlimited global lounges + 8 guest visits, VIP airport concierge
Up to 4% valueback on fuel at IndianOil pumps + RuPay UPI scanning
Everything you need to know before applying for AXIS Bank credit cards in India.
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