Flipkart Axis Bank Credit Card
The Flipkart Axis Bank Credit Card is the cornerstone of Axis Bank’s retail portfolio and one of India’s most widely held co-branded cards. Engineered for high-frequency e-commerce, it delivers an uncapped 5% cashback on Flipkart and Cleartrip alongside 4% on popular urban lifestyle apps including Swiggy and Uber, automatically crediting cash savings against monthly statement balances.
Why We Recommend The Flipkart Axis Bank Credit Card
Axis Bank's most widely held credit card; essential for any frequent Flipkart or Swiggy user.
Frequent Flipkart shoppers and everyday urban app users (Swiggy, Uber).
Welcome Gift & Activation Benefits
* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.
Grofi Expert Rating
Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.
How Much Can You Save with the Flipkart Axis Bank Credit Card?
Adjust your expected monthly card spends to calculate your real annual rewards and net savings.
Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.
* Reward Point Value: ₹1.00 on statement credit or travel bookings.
Based on annual spending of ₹6,00,000.
Fees & Charges Breakdown for Flipkart Axis Bank Credit Card
Zero hidden costs. Complete fee schedule verified with AXIS Bank official guidelines.
One-time fee charged on the first statement
Billed annually starting from the 2nd year
Annual fee reversed upon crossing this spend milestone in the preceding card year
Charges applicable on foreign currency transactions and cross-border payments
Standard interest rate on revolving card balances
Fee on ATM cash withdrawals via credit card
From the first day of billing cycle till due date
Airport Lounge Privileges on the Flipkart Axis Bank Credit Card
Experience gourmet dining, quiet workspaces, and premium comforts before every flight.
4 complimentary domestic airport lounge visits per calendar year (1 per quarter)
Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.
Not available
Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.
What Makes Flipkart Axis Bank Credit Card Stand Out?
Discover the top benefits, special offers, and protections engineered into this card.
5% direct cashback on Flipkart with no upper capping limit.
4% cashback on preferred lifestyle apps like Swiggy and Uber.
Automatic monthly statement cashback credits without manual redemption.
Pros & Cons of the Flipkart Axis Bank Credit Card
An honest, transparent evaluation of strengths and limitations before you submit your application.
What We Love (Pros)
- Massive active adoption with truly uncapped 5% cashback on Flipkart.
- Strong 4% everyday ecosystem partners (Swiggy, Uber).
- Joining fee fully offset by the ₹500 welcome voucher.
Things to Consider (Cons)
- High spend threshold (₹3.5 Lakhs) for annual renewal waiver.
- Fuel, rent, wallet loads, government, and jewelry categories excluded from cashback.
- Domestic lounge access requires ₹50,000 quarterly spend qualification.
Who Can Apply for the Flipkart Axis Bank Credit Card?
Review minimum income, credit score thresholds, and essential verification documents.
Net in-hand monthly or annual earnings
Primary applicant (18+ for add-ons)
With continuous employment proof
With valid Indian address proof
700+ Score Recommended
Applicants with a credit score of 700 or higher enjoy fast-tracked approval and preferential credit limits from AXIS Bank.
Documents Required
100% digital paperless verification via Video KYC. Keep these documents ready:
Identity & Address Proof
Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.
PAN Card
Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.
Proof of Income
Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.
Everything You Need to Know About Flipkart Axis Bank Credit Card
Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.
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Ready to Apply for the Flipkart Axis Bank Credit Card?
Check your pre-approved credit limit and instant approval eligibility across AXIS Bank with 100% paperless verification and zero score impact.