Axis Bank Magnus Credit Card
The Axis Bank Magnus Credit Card is an established super-premium product offering comprehensive luxury airport services. It features unlimited domestic and international airport lounge visits with guest entry privileges, up to ₹2,500 in monthly BookMyShow movie discounts, and a subsidized 2.00% foreign exchange markup.
Why We Recommend The Axis Bank Magnus Credit Card
Though adjusted from its historic heights, Magnus remains a formidable luxury card for unlimited worldwide lounge comfort.
High earners and frequent flyers seeking unlimited worldwide lounge access and airport concierge services.
Welcome Gift & Activation Benefits
* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.
Grofi Expert Rating
Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.
How Much Can You Save with the Axis Bank Magnus Credit Card?
Adjust your expected monthly card spends to calculate your real annual rewards and net savings.
Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.
* Reward Point Value: ₹0.20 to ₹0.40 (higher via airline transfer programs) on statement credit or travel bookings.
Based on annual spending of ₹6,00,000.
Fees & Charges Breakdown for Axis Bank Magnus Credit Card
Zero hidden costs. Complete fee schedule verified with AXIS Bank official guidelines.
One-time fee charged on the first statement
Billed annually starting from the 2nd year
Annual fee reversed upon crossing this spend milestone in the preceding card year
Charges applicable on foreign currency transactions and cross-border payments
Standard interest rate on revolving card balances
Fee on ATM cash withdrawals via credit card
From the first day of billing cycle till due date
Airport Lounge Privileges on the Axis Bank Magnus Credit Card
Experience gourmet dining, quiet workspaces, and premium comforts before every flight.
Unlimited complimentary domestic airport lounge visits for primary cardholder
Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.
Unlimited complimentary international visits via Priority Pass + 4 guest visits per year
Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.
What Makes Axis Bank Magnus Credit Card Stand Out?
Discover the top benefits, special offers, and protections engineered into this card.
Unlimited domestic and international airport lounge access with guest allowances.
Low 2.00% foreign exchange markup on international spends.
Buy 1 Get 1 on BookMyShow up to ₹500 off on second ticket (up to 5 times a month).
Pros & Cons of the Axis Bank Magnus Credit Card
An honest, transparent evaluation of strengths and limitations before you submit your application.
What We Love (Pros)
- Unlimited lounge visits worldwide with guest access.
- Welcome voucher matches the first-year fee.
- Generous BookMyShow movie allowance (up to ₹2,500 monthly savings).
Things to Consider (Cons)
- Steep annual fee of ₹12,500 with a high waiver threshold (₹25 Lakhs).
- Transfer ratio to air miles (5:2) is lower for non-Burgundy customers.
- Reward rates are less lucrative following revisions compared to its pre-devaluation era.
Who Can Apply for the Axis Bank Magnus Credit Card?
Review minimum income, credit score thresholds, and essential verification documents.
Net in-hand monthly or annual earnings
Primary applicant (18+ for add-ons)
With continuous employment proof
With valid Indian address proof
750+ Score Recommended
Applicants with a credit score of 750 or higher enjoy fast-tracked approval and preferential credit limits from AXIS Bank.
Documents Required
100% digital paperless verification via Video KYC. Keep these documents ready:
Identity & Address Proof
Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.
PAN Card
Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.
Proof of Income
Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.
Everything You Need to Know About Axis Bank Magnus Credit Card
Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.
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Ready to Apply for the Axis Bank Magnus Credit Card?
Check your pre-approved credit limit and instant approval eligibility across AXIS Bank with 100% paperless verification and zero score impact.