YES BANK MARQUÉE Credit Card
Verified by Grofi • 2026
Best 4.5% Online Reward Rate
Visa Infinite / Mastercard World Elite NetworkIssued by YES Bank

YES BANK MARQUÉE Credit Card

The YES BANK MARQUÉE Credit Card is recognized for its top-tier reward rates, delivering a flat 4.5% uncapped return on online transactions across all e-commerce merchants. Bundled with unlimited international Priority Pass visits, 24 domestic lounge visits, a 1.00% forex fee, and substantial BookMyShow ticket discounts, it is a high-value tool for affluent spenders.

4.8 / 5.0Grofi Rating
2,800+ Checked This Month
Zero Hard Inquiry
Annual Fee₹4,999 + GSTWaiver available
Joining Fee₹9,999 + GSTOne-time fee
Reward Value4.5% flat reward rate on online spends with low 1% forex markupYES Rewardz Points
Lounge Access24 complimentary domestic airport lounge visits per year (6 per quarter)Airport Privileges
100% Paperless Digital ApplicationNo Hidden Processing FeesQuick V-KYC within 5 Minutes
GROFI EDITORIAL VERDICT

Why We Recommend The YES BANK MARQUÉE Credit Card

Unbeatable in rewards return, but held by an exclusive group of high earners rather than mass consumers.

Best Suited For

High spenders, online shoppers, and international travelers wanting a high 4.5% online reward return and unlimited airport lounges.

Welcome Gift & Activation Benefits

Bonus Value
60,000 YES Rewardz Points (worth ₹15,000) or 40,000 points + 1-year ET Prime subscription upon fee payment.
20,000 renewal bonus points upon annual fee payment.

* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.

Benchmark Score

Grofi Expert Rating

9.4/ 10
Reward & Return Value9.6 / 10
Airport Lounge & Travel9.4 / 10
Fee-to-Value Ratio9.1 / 10
Ecosystem & Merchant Offers9.3 / 10
Independent Methodology

Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.

ESTIMATED VALUE CALCULATOR

How Much Can You Save with the YES BANK MARQUÉE Credit Card?

Adjust your expected monthly card spends to calculate your real annual rewards and net savings.

₹50,000
₹10,000 / mo₹1,00,000 / mo₹2,50,000+ / mo
40% of spends

Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.

Official Reward Rate SpecsYES Rewardz Points
Base Spends18 YES Rewardz Points per ₹200 on offline retail spends (2.25% return)
Accelerated Spends36 YES Rewardz Points per ₹200 on online retail spends across all merchants (4.5% return, monthly cap of 1,00,000 points); 10 points per ₹200 on utilities

* Reward Point Value: ₹0.25 (redeemable for flights and hotels on YES Rewardz portal) on statement credit or travel bookings.

Projected Annual Net Yield
Net Annual Savings & Value
₹11,471

Based on annual spending of ₹6,00,000.

Gross Reward Value+₹16,470
Annual Renewal Fee-₹4,999
Estimated Reward Points~32,940 YES Rewardz Points
Tip: Waived on annual retail spends of ₹10,00,000 or more
TRANSPARENT PRICING

Fees & Charges Breakdown for YES BANK MARQUÉE Credit Card

Zero hidden costs. Complete fee schedule verified with YES Bank official guidelines.

Joining Fee
₹9,999 + GST

One-time fee charged on the first statement

Annual / Renewal Fee
₹4,999 + GST

Billed annually starting from the 2nd year

Spend-Based Fee Waiver
Waived on annual retail spends of ₹10,00,000 or more

Annual fee reversed upon crossing this spend milestone in the preceding card year

Forex Markup Fee
1.00% + GST

Charges applicable on foreign currency transactions and cross-border payments

Finance Charges (APR)
3.60% p.m. (43.2% p.a.)

Standard interest rate on revolving card balances

Cash Advance Fee
2.5% (Min. ₹500)

Fee on ATM cash withdrawals via credit card

Interest-Free Period
Up to 50 Days

From the first day of billing cycle till due date

How to Avoid the Annual Fee:Waived on annual retail spends of ₹10,00,000 or more
Statutory Goods & Services Tax (GST):Government Goods and Services Tax (GST) of 18% is applicable over and above all credit card fee components and finance charges.
TRAVEL & LUXURY PRIVILEGES

Airport Lounge Privileges on the YES BANK MARQUÉE Credit Card

Experience gourmet dining, quiet workspaces, and premium comforts before every flight.

India Terminals
Domestic Airport Lounge Access

24 complimentary domestic airport lounge visits per year (6 per quarter)

Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.

Complimentary buffet, beverages, high-speed Wi-Fi, and plush seating
Swipe ₹2 (Visa/Mastercard) or ₹25 (RuPay) authorization fee at entry
Operated via Visa Infinite / Mastercard World Elite Lounge Program & DreamFolks Network
Worldwide Terminals
International Lounge Access

Unlimited complimentary international airport lounge visits via Priority Pass / DragonPass

Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.

Priority Pass / LoungeKey / DreamFolks Global membership supported
Guest privileges available as per card tier specifications
Worldwide access network via Priority Pass or DragonPass
KEY CARD HIGHLIGHTS

What Makes YES BANK MARQUÉE Credit Card Stand Out?

Discover the top benefits, special offers, and protections engineered into this card.

Feature #1

Industry-leading 4.5% flat reward return on online spends without brand restrictions.

Feature #2

Subsidized 1.00% foreign exchange markup on international transactions.

Feature #3

Buy 1 Get 1 free movie tickets on BookMyShow (up to ₹800 discount per ticket, up to 3 times a month).

Feature #4

Unlimited international airport lounge access + 24 domestic lounge visits per year.

BALANCED EDITORIAL ASSESSMENT

Pros & Cons of the YES BANK MARQUÉE Credit Card

An honest, transparent evaluation of strengths and limitations before you submit your application.

What We Love (Pros)

4 Advantages
  • Unrivaled 4.5% return on online e-commerce, flight portals, and digital spends.
  • Welcome reward points fully cover the joining fee upfront.
  • Up to ₹2,400 monthly movie ticket savings on BookMyShow (₹28,800/year potential).
  • Competitive 1.0% forex markup for overseas trips.

Things to Consider (Cons)

3 Limitations
  • High joining fee of ₹9,999 + GST.
  • Restricted customer base due to high salary threshold (₹3L/month).
  • Excludes government tax, wallet load, rent, and fuel from rewards.
Independent Editorial Policy: Grofi never charges consumers for recommendations. All reviews are unbiased.
ELIGIBILITY CRITERIA

Who Can Apply for the YES BANK MARQUÉE Credit Card?

Review minimum income, credit score thresholds, and essential verification documents.

Minimum Income
₹3,00,000/month or ITR > ₹24,00,000/year

Net in-hand monthly or annual earnings

Age Requirement
21 – 65 Years

Primary applicant (18+ for add-ons)

Employment Profile
Salaried, CXOs, or Self-Employed Business Owners

With continuous employment proof

Residential Status
Resident Indian

With valid Indian address proof

Recommended Credit Score (CIBIL / Experian)

750+ Score Recommended

High Approval
300 (Poor)650 (Fair)750 (Good)900 (Excellent)

Applicants with a credit score of 750 or higher enjoy fast-tracked approval and preferential credit limits from YES Bank.

Documents Required

100% digital paperless verification via Video KYC. Keep these documents ready:

Identity & Address Proof

Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.

PAN Card

Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.

Proof of Income

Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.

Zero CIBIL Impact Soft Check
FREQUENTLY ASKED QUESTIONS

Everything You Need to Know About YES BANK MARQUÉE Credit Card

Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.

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Compare rewards, annual fees, and airport lounge perks across alternative options.

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Popular Lifestyle Pick

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A well-rounded mid-tier product designed for corporate executives, the YES ELITE+ Credit Card offers 12 domestic and 2 international Priority Pass airport lounge visits annually. It pairs up to ₹500 in monthly BookMyShow ticket discounts with a subsidized 2.50% foreign exchange markup.

Annual Fee₹999 + GST
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Instant Digital Verification

Ready to Apply for the YES BANK MARQUÉE Credit Card?

Check your pre-approved credit limit and instant approval eligibility across YES Bank with 100% paperless verification and zero score impact.

100% Free ServiceNo CIBIL Score Impact256-Bit Bank Grade Encryption