Best ICICI Bank Credit Cards in India (0 Cards)
Compare annual fees, lounge access, reward rates, RuPay UPI features, and welcome benefits across ICICI Bank's official card lineup. Apply online with instant eligibility check and zero impact on your CIBIL score.
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Why Choose ICICI Bank Credit Cards?
Lifetime Free Amazon Pay, Everlasting Rewards & Culinary Delights
ICICI Bank is renowned for customer-friendly, friction-free credit products headlined by India's most successful credit card: the Amazon Pay ICICI Credit Card. With unconditional lifetime free status, points that never expire, Buy 1 Get 1 Free cinema privileges, and domestic airport plus Indian Railway executive lounge access, ICICI credit cards offer unmatched utility with minimal fee friction.
Unlimited 5% Cashback (Amazon Prime)
Amazon Pay Balance (Direct) / ICICI Reward PointsComplimentary access
Domestic & Global AccessScan & Pay Active
Up to 50 days float1.50% (Emeralde Private) to 3.50%
International TravelUnconditional Lifetime Free on Amazon Pay; ₹1.5L-₹15L on others
Spend waiver milestoneAmazon Pay ICICI Lifetime Free Privilege
India's most popular credit card: ₹0 joining fee, ₹0 annual renewal fee, and unlimited cashback automatically credited as Amazon Pay Balance.
- 5% unlimited cashback on Amazon purchases for Amazon Prime members (3% for non-Prime members)
- 2% unlimited cashback on 100+ partner merchants when paying via Amazon Pay (flights, recharges, bill payments, food orders)
- 1% unlimited cashback on all other domestic and international retail spends
- No minimum redemption limit; earnings automatically credit into Amazon Pay Balance every month
Every Indian household that shops online, pays utility bills, or uses Amazon.
ICICI Reward Points with Zero Expiry
Earn reward points that stay with you forever. Accumulate points over several years for big-ticket redemptions without forfeiture pressure.
- Reward points earned on ICICI proprietary cards carry zero validity expiration
- Earn up to 4 reward points per ₹100 spent on domestic and international transactions
- Redeem accumulated points for luxury hotel bookings, flights, electronics, and lifestyle vouchers
- Seamless point redemption directly through the iMobile Pay app or internet banking
Long-term point accumulators planning dream vacations or luxury gadget redemptions.
BookMyShow BOGO & Culinary Treats Discounts
Pamper your weekends with Buy 1 Get 1 Free cinema passes and delicious dining discounts across thousands of restaurants.
- Buy 1 Get 1 Free movie tickets on BookMyShow up to ₹500 discount per ticket on Sapphiro (twice a month)
- Buy 1 Get 1 Free movie tickets up to ₹100 off on BookMyShow with ICICI Coral
- Save minimum 15% on dining bills across 2,500+ restaurants under the ICICI Culinary Treats program
- Complimentary golf rounds and coaching sessions per month on Gemstone cards
Movie buffs and weekend foodies.
Airport & IRCTC Railway Executive Lounges
Enjoy complimentary visits to premier domestic airport lounges as well as Indian Railway executive lounges across railway junctions.
- Up to 4 to 16 complimentary domestic airport lounge visits per year depending on card tier
- Complimentary access to IRCTC Executive Railway Lounges at New Delhi, Agra, Jaipur, Madurai, etc.
- DreamFolks membership for international airport lounge and spa access on flagship cards
- Complimentary personal air accident insurance up to ₹3 Crores on Sapphiro and Emeralde
Domestic travelers who travel via both air and India's railway network.
ICICI Coral RuPay Scan-and-Pay on UPI
Link your ICICI Coral RuPay credit card to PhonePe, Google Pay, and Paytm to make instant QR code payments backed by credit float.
- Earn 2 ICICI Reward Points per ₹100 on retail UPI merchant spends
- Enjoy up to 50 days of interest-free credit on street vendor, grocery, and fuel payments
- Zero joining fee on pre-approved virtual RuPay card issuance for existing ICICI customers
- Manage UPI transaction caps independently inside the iMobile Pay app
Everyday spenders who want to rack up reward points on neighborhood QR payments.
iMobile Pay Centralized Security Switchboard
Industry-leading digital controls: instantly freeze your card, set sub-limits, toggle international access, and generate virtual cards.
- One-tap card lock/unlock feature prevents unauthorized usage instantly
- Separate toggles for contactless tap-and-pay, online e-commerce, ATM cash, and international PoS
- Instant virtual credit card generation for safe online shopping before your plastic arrives
- Zero lost card liability upon reporting unauthorized transactions immediately to customer care
Security-conscious cardholders wanting complete control over their card settings.
ICICI Bank Rewards & Amazon Pay Ecosystem
Unlimited 5% cashback on Amazon Prime; up to 4 reward points per ₹100 on retail
1:1 on Amazon Pay Balance / ₹0.25 per ICICI Reward Point
- Auto-Credited directly as Amazon Pay Balance every billing month
- Redeem ICICI Reward Points for flights, hotels, and merchandise (Points NEVER Expire)
- Convert to shopping e-vouchers (Shoppers Stop, Croma, Lifestyle)
- Direct statement credit for corporate cardholders
Airport Lounge Privileges & Spend Thresholds
Complimentary airport terminal relaxation guidelines, quarterly spend requirements, and annual fee reversal milestones.
Up to 8 to 16 complimentary domestic airport lounge visits annually across tier-1 and tier-2 airports on Sapphiro and Rubyx.
Complimentary DreamFolks DragonPass membership offering international lounge visits and airport spa sessions on Emeralde and Sapphiro.
₹1,50,000 (Coral), ₹3,00,000 (Rubyx), ₹6,00,000 (Sapphiro), ₹15,00,000 (Emeralde)
Flagship ICICI Bank Cards with These Features
Amazon Pay ICICI Credit Card
Unlimited 5% cashback on Amazon Prime, ₹0 annual fee forever
ICICI Sapphiro Credit Card
₹500 BOGO on BookMyShow, 16 domestic lounges, 4 railway lounges
ICICI Rubyx Credit Card
Dual card (Visa + Mastercard), 8 airport lounges, 4 railway lounges
ICICI Coral RuPay Credit Card
RuPay UPI payments, airport & railway lounges, 25% movie discounts
ICICI Emeralde Private Metal
Unlimited international lounges, 1.5% low forex markup, Taj Epicure
Frequently Asked Questions About ICICI Bank Cards
Everything you need to know before applying for ICICI Bank credit cards in India.
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