MakeMyTrip ICICI Bank Signature Credit Card
The MakeMyTrip ICICI Bank Signature Credit Card offers an appealing travel proposition: cardholders pay a one-time joining fee and receive lifetime fee waivers thereafter. Spends earn myCash, which converts directly at ₹1 per point on MakeMyTrip hotel and airline checkouts without redemption hurdles.
Why We Recommend The MakeMyTrip ICICI Bank Signature Credit Card
A practical, zero-maintenance travel companion that turns travel bookings into direct 1:1 discounts on future holidays.
Vacationers and domestic flyers who book their flights and hotels through MakeMyTrip.
Welcome Gift & Activation Benefits
* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.
Grofi Expert Rating
Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.
How Much Can You Save with the MakeMyTrip ICICI Bank Signature Credit Card?
Adjust your expected monthly card spends to calculate your real annual rewards and net savings.
Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.
* Reward Point Value: ₹1.00 (direct 1:1 redemption on MakeMyTrip without point devaluation) on statement credit or travel bookings.
Based on annual spending of ₹6,00,000.
Fees & Charges Breakdown for MakeMyTrip ICICI Bank Signature Credit Card
Zero hidden costs. Complete fee schedule verified with ICICI Bank official guidelines.
One-time fee charged on the first statement
Billed annually starting from the 2nd year
Annual fee reversed upon crossing this spend milestone in the preceding card year
Charges applicable on foreign currency transactions and cross-border payments
Standard interest rate on revolving card balances
Fee on ATM cash withdrawals via credit card
From the first day of billing cycle till due date
Airport Lounge Privileges on the MakeMyTrip ICICI Bank Signature Credit Card
Experience gourmet dining, quiet workspaces, and premium comforts before every flight.
4 complimentary domestic airport lounge visits per year (1 per quarter) + 4 railway lounge visits
Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.
1 complimentary international airport lounge visit per year via DreamFolks
Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.
What Makes MakeMyTrip ICICI Bank Signature Credit Card Stand Out?
Discover the top benefits, special offers, and protections engineered into this card.
Zero annual recurring fees after the one-time initial joining payment.
myCash converts 1:1 into Indian Rupees directly on MakeMyTrip flight and hotel checkouts.
Complimentary MMT Black Elite loyalty status upgrade.
Pros & Cons of the MakeMyTrip ICICI Bank Signature Credit Card
An honest, transparent evaluation of strengths and limitations before you submit your application.
What We Love (Pros)
- No recurring annual maintenance charges (pay joining fee once, keep it forever).
- 1 myCash = ₹1 direct value without redemption hurdles or catalog markups.
- Welcome gift pack fully recovers the upfront joining fee.
Things to Consider (Cons)
- myCash is locked strictly inside the MakeMyTrip booking ecosystem.
- Quarterly spend criteria of ₹75,000 applies to domestic lounge access.
- Standard 3.50% forex fee applies to international bookings.
Who Can Apply for the MakeMyTrip ICICI Bank Signature Credit Card?
Review minimum income, credit score thresholds, and essential verification documents.
Net in-hand monthly or annual earnings
Primary applicant (18+ for add-ons)
With continuous employment proof
With valid Indian address proof
720+ Score Recommended
Applicants with a credit score of 720 or higher enjoy fast-tracked approval and preferential credit limits from ICICI Bank.
Documents Required
100% digital paperless verification via Video KYC. Keep these documents ready:
Identity & Address Proof
Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.
PAN Card
Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.
Proof of Income
Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.
Everything You Need to Know About MakeMyTrip ICICI Bank Signature Credit Card
Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.
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Ready to Apply for the MakeMyTrip ICICI Bank Signature Credit Card?
Check your pre-approved credit limit and instant approval eligibility across ICICI Bank with 100% paperless verification and zero score impact.