Adani One ICICI Bank Platinum Credit Card
Verified by Grofi • 2026
Airport Ecosystem Card
Visa NetworkIssued by ICICI Bank

Adani One ICICI Bank Platinum Credit Card

Capitalizing on Adani’s rapidly expanding airport network across India, the Adani One Platinum Card provides up to 3% return inside Adani terminals on duty-free shopping, parking, and flights booked through the Adani One app. Points translate at a direct 1:1 ratio for travel bookings.

4.8 / 5.0Grofi Rating
2,800+ Checked This Month
Zero Hard Inquiry
Annual Fee₹750 + GSTWaiver available
Joining Fee₹750 + GSTOne-time fee
Reward Value3% Adani Reward Points on Adani ecosystem (Duty Free, Pranaam, Flights)Adani Reward Points (1 Point = ₹1.00 on Adani One)
Lounge Access4 complimentary domestic airport lounge visits per calendar year (1 per quarter)Airport Privileges
100% Paperless Digital ApplicationNo Hidden Processing FeesQuick V-KYC within 5 Minutes
GROFI EDITORIAL VERDICT

Why We Recommend The Adani One ICICI Bank Platinum Credit Card

An innovative airport ecosystem card that turns airport transit expenses and duty-free shopping into direct flight discounts.

Best Suited For

Travelers flying out of Adani-managed airport terminals who shop at duty-free stores and use airport parking.

Welcome Gift & Activation Benefits

Bonus Value
Vouchers worth up to ₹5,000 across Adani One flight bookings, duty-free shopping, and Pranaam meet-and-greet services.

* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.

Benchmark Score

Grofi Expert Rating

9.4/ 10
Reward & Return Value9.6 / 10
Airport Lounge & Travel9.4 / 10
Fee-to-Value Ratio9.1 / 10
Ecosystem & Merchant Offers9.3 / 10
Independent Methodology

Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.

ESTIMATED VALUE CALCULATOR

How Much Can You Save with the Adani One ICICI Bank Platinum Credit Card?

Adjust your expected monthly card spends to calculate your real annual rewards and net savings.

₹50,000
₹10,000 / mo₹1,00,000 / mo₹2,50,000+ / mo
40% of spends

Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.

Official Reward Rate SpecsAdani Reward Points (1 Point = ₹1.00 on Adani One)
Base Spends1% Adani Reward Points on domestic retail spends
Accelerated Spends3% Adani Reward Points on spends inside Adani ecosystem (Adani One app, duty-free stores, airport parking, Pranaam meet-and-greet); 1.5% on international retail

* Reward Point Value: ₹1.00 on statement credit or travel bookings.

Projected Annual Net Yield
Net Annual Savings & Value
₹10,980

Based on annual spending of ₹6,00,000.

Gross Reward Value+₹10,980
Annual Renewal FeeWaived (₹0)
Estimated Reward Points~21,960 Adani Reward Points (1 Point = ₹1.00 on Adani One)
Fee Waiver Achieved! Your spends surpass the annual waiver threshold, making your annual renewal ₹0.
TRANSPARENT PRICING

Fees & Charges Breakdown for Adani One ICICI Bank Platinum Credit Card

Zero hidden costs. Complete fee schedule verified with ICICI Bank official guidelines.

Joining FeeFREE
₹750 + GST

One-time fee charged on the first statement

Annual / Renewal Fee
₹750 + GST

Billed annually starting from the 2nd year

Spend-Based Fee Waiver
Waived on annual retail spends of ₹3,00,000 or more

Annual fee reversed upon crossing this spend milestone in the preceding card year

Forex Markup Fee
3.50% + GST

Charges applicable on foreign currency transactions and cross-border payments

Finance Charges (APR)
3.60% p.m. (43.2% p.a.)

Standard interest rate on revolving card balances

Cash Advance Fee
2.5% (Min. ₹500)

Fee on ATM cash withdrawals via credit card

Interest-Free Period
Up to 50 Days

From the first day of billing cycle till due date

How to Avoid the Annual Fee:Waived on annual retail spends of ₹3,00,000 or more
Statutory Goods & Services Tax (GST):Government Goods and Services Tax (GST) of 18% is applicable over and above all credit card fee components and finance charges.
TRAVEL & LUXURY PRIVILEGES

Airport Lounge Privileges on the Adani One ICICI Bank Platinum Credit Card

Experience gourmet dining, quiet workspaces, and premium comforts before every flight.

India Terminals
Domestic Airport Lounge Access

4 complimentary domestic airport lounge visits per calendar year (1 per quarter)

Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.

Complimentary buffet, beverages, high-speed Wi-Fi, and plush seating
Swipe ₹2 (Visa/Mastercard) or ₹25 (RuPay) authorization fee at entry
Operated via Visa Lounge Program & DreamFolks Network
Worldwide Terminals
International Lounge Access

Not available

Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.

Priority Pass / LoungeKey / DreamFolks Global membership supported
Guest privileges available as per card tier specifications
Worldwide access network via Priority Pass or DragonPass
Important Spend Condition for Lounge Access:Subject to spending ₹75,000 in the preceding calendar quarter
KEY CARD HIGHLIGHTS

What Makes Adani One ICICI Bank Platinum Credit Card Stand Out?

Discover the top benefits, special offers, and protections engineered into this card.

Feature #1

Direct 1:1 value on Adani Reward Points across Adani airports and travel app bookings.

Feature #2

Special discounts on duty-free purchases, airport valet parking, and porter services.

Feature #3

Complimentary premium airport meet-and-greet discounts.

BALANCED EDITORIAL ASSESSMENT

Pros & Cons of the Adani One ICICI Bank Platinum Credit Card

An honest, transparent evaluation of strengths and limitations before you submit your application.

What We Love (Pros)

3 Advantages
  • Rich welcome voucher bundle outweighs the ₹750 joining fee.
  • 1 Adani Reward Point = ₹1 direct value on flights, hotels, and airport duty-free checkouts.
  • Tailored for travelers passing through Adani-managed airports (Mumbai, Ahmedabad, Lucknow, etc.).

Things to Consider (Cons)

3 Limitations
  • High annual spend waiver threshold (₹3 Lakhs) for a ₹750 fee card.
  • Lounge access requires meeting the ₹75,000 quarterly spend condition.
  • Standard 3.50% forex fee applies.
Independent Editorial Policy: Grofi never charges consumers for recommendations. All reviews are unbiased.
ELIGIBILITY CRITERIA

Who Can Apply for the Adani One ICICI Bank Platinum Credit Card?

Review minimum income, credit score thresholds, and essential verification documents.

Minimum Income
₹30,000/month

Net in-hand monthly or annual earnings

Age Requirement
21 – 65 Years

Primary applicant (18+ for add-ons)

Employment Profile
Salaried or Self-Employed

With continuous employment proof

Residential Status
Resident Indian

With valid Indian address proof

Recommended Credit Score (CIBIL / Experian)

710+ Score Recommended

High Approval
300 (Poor)650 (Fair)750 (Good)900 (Excellent)

Applicants with a credit score of 710 or higher enjoy fast-tracked approval and preferential credit limits from ICICI Bank.

Documents Required

100% digital paperless verification via Video KYC. Keep these documents ready:

Identity & Address Proof

Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.

PAN Card

Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.

Proof of Income

Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.

Zero CIBIL Impact Soft Check
FREQUENTLY ASKED QUESTIONS

Everything You Need to Know About Adani One ICICI Bank Platinum Credit Card

Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.

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Instant Digital Verification

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