Adani One ICICI Bank Signature Credit Card
The premium tier of the Adani partnership delivers 7% reward return on spends within the Adani ecosystem, including duty-free shopping, valet parking, and airport meet-and-greet services. Combined with 16 annual domestic lounge visits and a reduced 2.00% forex markup, it caters directly to regular commercial flyers.
Why We Recommend The Adani One ICICI Bank Signature Credit Card
An aggressive premium travel product that turns routine airport transit overheads and duty-free shopping into direct flight discounts.
Frequent travelers flying through Adani-managed airports who utilize duty-free, valet parking, and premium airport concierge services.
Welcome Gift & Activation Benefits
* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.
Grofi Expert Rating
Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.
How Much Can You Save with the Adani One ICICI Bank Signature Credit Card?
Adjust your expected monthly card spends to calculate your real annual rewards and net savings.
Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.
* Reward Point Value: ₹1.00 on statement credit or travel bookings.
Based on annual spending of ₹6,00,000.
Fees & Charges Breakdown for Adani One ICICI Bank Signature Credit Card
Zero hidden costs. Complete fee schedule verified with ICICI Bank official guidelines.
One-time fee charged on the first statement
Billed annually starting from the 2nd year
Annual fee reversed upon crossing this spend milestone in the preceding card year
Charges applicable on foreign currency transactions and cross-border payments
Standard interest rate on revolving card balances
Fee on ATM cash withdrawals via credit card
From the first day of billing cycle till due date
Airport Lounge Privileges on the Adani One ICICI Bank Signature Credit Card
Experience gourmet dining, quiet workspaces, and premium comforts before every flight.
16 complimentary domestic airport lounge visits per calendar year (4 per quarter)
Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.
2 complimentary international airport lounge visits per calendar year via Priority Pass / DreamFolks
Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.
What Makes Adani One ICICI Bank Signature Credit Card Stand Out?
Discover the top benefits, special offers, and protections engineered into this card.
7% direct value-back inside Adani-managed airport terminals (Mumbai, Ahmedabad, Lucknow, Jaipur, etc.).
Subsidized 2.00% foreign exchange markup on international transactions.
Buy 1 Get 1 free movie ticket on BookMyShow (up to ₹500 off on 2nd ticket, up to 2 times a month).
Complimentary premium airport valet parking and porter service passes.
Pros & Cons of the Adani One ICICI Bank Signature Credit Card
An honest, transparent evaluation of strengths and limitations before you submit your application.
What We Love (Pros)
- 1 Adani Reward Point = ₹1 direct value without point conversion deductions.
- Welcome voucher pack exceeds the ₹5,000 joining fee.
- Reduced 2% forex fee makes it viable for cross-border journeys.
- High domestic airport lounge quota (16 visits per year).
Things to Consider (Cons)
- Steep annual fee of ₹5,000 + GST.
- Domestic lounge access requires meeting the ₹75,000 quarterly spend condition.
- Maximum value requires flying from or visiting Adani-managed airports.
Who Can Apply for the Adani One ICICI Bank Signature Credit Card?
Review minimum income, credit score thresholds, and essential verification documents.
Net in-hand monthly or annual earnings
Primary applicant (18+ for add-ons)
With continuous employment proof
With valid Indian address proof
740+ Score Recommended
Applicants with a credit score of 740 or higher enjoy fast-tracked approval and preferential credit limits from ICICI Bank.
Documents Required
100% digital paperless verification via Video KYC. Keep these documents ready:
Identity & Address Proof
Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.
PAN Card
Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.
Proof of Income
Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.
Everything You Need to Know About Adani One ICICI Bank Signature Credit Card
Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.
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Ready to Apply for the Adani One ICICI Bank Signature Credit Card?
Check your pre-approved credit limit and instant approval eligibility across ICICI Bank with 100% paperless verification and zero score impact.