Compare annual fees, lounge access, reward rates, RuPay UPI features, and welcome benefits across INDUSIND Bank's official card lineup. Apply online with instant eligibility check and zero impact on your CIBIL score.
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Showing 1–6 of 20 INDUSIND Bank cards • Page 1 of 4
Visa • Customizable Retail Rewards
Compare fees, maximum reward yields, airport lounge perks, and waiver milestones across flagship INDUSIND Bank cards side by side.
| Card SpecsComparison | IndusInd Bank Legend Credit CardWeekend Lifestyle & Movies | IndusInd Bank Platinum RuPay Credit CardEveryday UPI & QR Spends | EazyDiner IndusInd Bank Credit CardDining & Restaurants | IndusInd Bank Tiger Credit CardAccelerated Travel & Dining | IndusInd Bank Platinum Aura Edge Credit CardCustomizable Retail Rewards | CRED IndusInd Bank RuPay Credit CardFinTech Rewards & UPI |  IndusInd Bank Nexxt Credit CardInteractive POS Tech |  EazyDiner IndusInd Platinum Credit CardAffordable Dining |  IndusInd Bank Pinnacle Credit CardPremium Online & Travel |  IndusInd Bank Avios Visa Infinite Credit CardAviation & Global Travel |  IndusInd Bank Jio-bp Mobility+ Credit CardFuel, EV & Transit |  IndusInd Bank Duo Plus Credit CardTwo-in-One Hybrid |  IndusInd Bank Samman RuPay Credit CardGovernment & Public Sector |  IndusInd Bank Pioneer Legacy Credit CardWealth & Private Banking |  IndusInd Bank Celesta Credit CardSuper-Premium Lifestyle |  Indus Solitaire Credit CardHigh-Net-Worth Lifestyle |  IndusInd Bank Indulge Credit CardPure 22K Gold Inlay Metal |  IndusInd Bank Crest Credit CardUltra-Luxury / HNI |  IndusInd Bank Pioneer Heritage Metal Credit CardPrivate Banking Metal |  IndusInd Bank Pioneer Private Credit CardBespoke Family Office / UHNI |
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Annual Fee | Nil (Lifetime Free) | Nil (Lifetime Free) | ₹1,999 + GST | Nil (Lifetime Free) | Nil (Lifetime Free) | ₹499 + GST (Waived on active CRED usage) | Nil (Lifetime Free) | Nil (Lifetime Free) | Nil (Lifetime Free after joining fee) | ₹10,000 + GST | Nil (Lifetime Free renewal) | ₹799 + GST | Nil (Lifetime Free for Govt Sector) | Nil (Lifetime Free for Pioneer Wealth Clients) | ₹5,000 + GST | ₹10,000 + GST | ₹10,000 + GST | ₹10,000 + GST | ₹25,000 + GST | ₹25,000 + GST (Waived for qualifying wealth relationship) |
Joining Fee | Nil (Commonly issued Lifetime Free) / ₹9,999 + GST | Nil (Lifetime Free) | ₹1,999 + GST | Nil (Lifetime Free under Tiger Fintech promotion) / ₹1,499 + GST | ₹500 + GST (Frequently Lifetime Free) | Nil (Lifetime Free for CRED members) | ₹149 + GST / Promotional LTF | Nil (Lifetime Free) | ₹15,000 + GST (One-time joining fee; Lifetime Free afterwards) | ₹10,000 + GST | ₹499 + GST | ₹1,500 + GST | Nil (Lifetime Free for Govt Sector) | ₹45,000 + GST (Nil for Pioneer Wealth Relationship Clients) | ₹50,000 + GST | ₹30,000 + GST | ₹75,000 + GST | ₹1,00,000 + GST | ₹1,00,000 + GST (Nil for Pioneer Heritage Elite Clients) | Nil (By Invitation for Pioneer Private Clients) |
Waiver Spend | Lifetime Free unconditionally on standard digital onboarding | Lifetime Free unconditionally | No spend-based waiver; compensated with 1-year EazyDiner Prime renewal | Lifetime Free unconditionally on standard onboarding | Lifetime Free unconditionally on standard issuance | Waived on annual spends of ₹50,000 or more | Lifetime Free unconditionally | Lifetime Free unconditionally | Lifetime Free unconditionally after initial joining fee payment | No spend waiver; compensated with 10,000 bonus Avios upon renewal | Lifetime Free renewal after initial ₹499 setup | Waived on annual retail spends of ₹1,00,000 or more | Lifetime Free unconditionally for verified government personnel | Lifetime Free for IndusInd Pioneer account holders maintaining TRV | Waived on annual retail spends of ₹10,00,000 or more | Waived on annual spends of ₹10,00,000 or more | Waived on annual spends of ₹12,00,000 or more | Waived on annual spends of ₹15,00,000 or more | Waived on annual spends of ₹20,00,000 or more | Waived for Pioneer Private family office banking clients |
Reward Rate | 2X Reward Points on weekend spends with 1:1 cash redemption ratio | Earn reward points on daily merchant UPI QR scan & pay transactions | Up to 50% discount + 10 Reward Points per ₹100 on dining via PayEazy | Up to 6X accelerated rewards on dining & international with 1.5% low forex | Up to 4 Reward Points per ₹100 on selected merchant categories | Up to 5% back as CRED Reward Points on e-commerce, CRED Pay, and UPI | Interactive LED buttons to choose Credit, Rewards, or EMI at POS swipe | Extra 20% discount on restaurant bills via PayEazy with zero annual fees | 2.50 Reward Points per ₹100 on e-commerce shopping (1:1 cash value) | Up to 5 Avios per ₹200 spent + low 1.5% forex markup | Up to 5% savings on Jio-bp fuel, EV charging, and Wild Bean Cafe | Dual card design with combined reward accounts for credit & debit transactions | 1% flat cashback across utility bills, supermarket groceries, and UPI | 2 Reward Points per ₹100 on weekend spends with 1:1 cash conversion + 1.8% forex | 3 Reward Points per ₹100 on international spends and fine dining | Accelerated rewards on luxury jewelry, watches, and international shopping | Uncapped 1.5% base return with real 22K pure gold inlay craftsmanship | 4 Reward Points per ₹100 spent with 1:1 cash conversion & 1.5% forex markup | True 0% Forex Markup with 2.5 points per ₹100 on international spends | 0% Forex Markup with unrestricted bespoke family office concierge services |
Airport Lounge | 4 complimentary domestic airport lounge visits per calendar year (1 per quarter) (Int: Complimentary Priority Pass membership (standard visit charges apply)) | Not available | 8 complimentary domestic airport lounge visits per calendar year (2 per quarter) | 8 complimentary domestic airport lounge visits per calendar year (2 per quarter) (Int: 2 complimentary international lounge visits per calendar year via Priority Pass) | Not available | Not available | Not available | 2 complimentary domestic airport lounge visits per calendar year (1 per half-year) | 4 complimentary domestic airport lounge visits per calendar year (1 per quarter) (Int: 4 complimentary international lounge visits per calendar year via Priority Pass (1 per quarter)) | 8 complimentary domestic airport lounge visits per calendar year (2 per quarter) (Int: 8 complimentary international lounge visits per calendar year via Priority Pass (2 per quarter)) | Not available | 4 complimentary domestic airport lounge visits per calendar year (1 per quarter) | 4 complimentary railway lounge visits per calendar year (1 per quarter) | 4 complimentary domestic airport lounge visits per calendar year (1 per quarter) (Int: 8 complimentary international lounge visits per calendar year via Priority Pass (2 per quarter)) | Unlimited complimentary domestic airport lounge visits for primary cardholder (Int: 8 complimentary international lounge visits per calendar year via Priority Pass (2 per quarter)) | 8 complimentary domestic airport lounge visits per calendar year (2 per quarter) (Int: 6 complimentary international lounge visits per calendar year via Priority Pass) | Unlimited complimentary domestic airport lounge visits for primary cardholder (Int: 8 complimentary international lounge visits per calendar year via Priority Pass) | Unlimited complimentary domestic airport lounge visits for primary and add-on cardholders (Int: Unlimited complimentary international lounge visits via Priority Pass with guest privileges) | Unlimited complimentary domestic airport lounge visits for primary cardholder and guests (Int: Unlimited complimentary international lounge visits via Priority Pass with guest privileges) | Unlimited complimentary domestic airport lounge and VIP terminal meet-and-assist access (Int: Unlimited complimentary international visits via Priority Pass with guest access) |
Forex Markup | 1.80% + GST | 3.50% + GST | 3.50% + GST | 1.50% + GST | 3.50% + GST | 3.50% + GST | 3.50% + GST | 3.50% + GST | 3.50% + GST | 1.50% + GST | 3.50% + GST | 3.50% + GST | 2.00% + GST | 1.80% + GST | 1.80% + GST | 1.50% + GST | 1.50% + GST | 1.50% + GST | 0.00% (Zero Forex Markup) | 0.00% (Zero Forex Markup) |
Best Suited For | Urban weekend spenders, moviegoers, and travelers wanting a free card with low forex fees. | Everyday smartphone users looking for a zero-fee credit card for grocery and local shop UPI payments. | Urban food lovers and frequent restaurant diners eating out 2 to 4 times a month. | Frequent travelers and international holidaymakers seeking a low-forex card with zero annual fees. | First-time cardholders and modest spenders wanting customizable rewards with no annual fees. | High-score CRED users managing bills and travel who want unified RuPay UPI rewards. | Tech-curious shoppers who make high-value offline store purchases and want instant EMI options. | Casual restaurant diners looking for dining bill discounts without paying an annual card fee. | High-earning online shoppers wanting strong rewards with direct 1:1 statement cash redemption. | International business and leisure travelers loyal to Qatar Airways, British Airways, and oneworld alliance carriers. | Commuters and EV owners charging at Jio-bp pulse stations or fueling at Jio-bp retail outlets. | IndusInd Bank account holders wanting a single card for both ATM cash withdrawals and credit swipes. | Civil servants, defense personnel, and PSU staff wanting a zero-fee UPI-enabled card with low forex fees. | IndusInd Pioneer Wealth banking clients seeking low forex fees and 1:1 cash rewards. | Affluent executives and frequent flyers wanting unlimited domestic airport lounge access and monthly golf rounds. | Luxury shoppers, high-end jewelry buyers, and regular overseas vacationers. | UHNIs and luxury collectors seeking a statement card crafted with real 22K gold. | Ultra-high-net-worth individuals requiring unlimited worldwide lounge access and bespoke concierge service. | Global wealth clients requiring 0% forex fees and unlimited airport lounge visits worldwide with guest access. | India’s ultra-affluent family offices requiring private jet charters, zero forex fees, and VIP terminal services. |
| Action |
Zero Forex Markup Leaders, Direct 1:1 Cash Redemptions & Bespoke Concierge
IndusInd Bank is the undisputed destination for high-net-worth individuals, business entrepreneurs, and international travellers seeking zero forex fees. Led by flagship cards like Pioneer Heritage, Celesta, and the Tiger Credit Card, IndusInd stands out with 0% foreign exchange markups, rare direct 1:1 cash reward redemptions against card balances, BookMyShow BOGO privileges, and dedicated bespoke concierge desks.
Direct 1:1 Statement Cash Credit
IndusInd Reward PointsComplimentary access
Domestic & Global AccessScan & Pay Active
Up to 50 days float0.00% (Pioneer / Tiger) to 3.50%
International TravelSpend ₹1 Lakh to ₹5 Lakhs
Spend waiver milestoneSave lakhs on international business trips, foreign vacations, and cross-border SaaS subscriptions with 0% foreign exchange fees.
International corporate travelers, globetrotters, and overseas software buyers.
No catalog devaluation: convert your accumulated IndusInd reward points into direct rupee cash credited straight to your monthly card balance.
Spenders who value pure, unadulterated cash returns over complex reward vouchers.
Unlock reservations at sold-out Michelin-star restaurants, secure private yacht charters, and receive VIP airport tarmac transfers.
HNWIs, corporate leaders, and executives demanding personalized concierge service.
One of India's most generous movie perks: get free movie tickets up to ₹500 to ₹1,000 value per ticket every single month.
Movie aficionados and families who visit theaters frequently.
Enjoy complimentary green fees and professional golf lessons at India's premier championship golf courses.
Golf enthusiasts and corporate networking executives.
India's finest zero-liability shield covers unauthorized fraudulent card transactions occurring up to 48 hours prior to reporting loss.
Travelers seeking airtight financial safety and unauthorized swipe protection.
Earn up to 2.5 Reward Points per ₹100; points convert directly to cash
Up to ₹1.00 per point directly credited against your card balance
Complimentary airport terminal relaxation guidelines, quarterly spend requirements, and annual fee reversal milestones.
Complimentary domestic airport lounge visits across India (up to 8 to 16 visits per year on Legend, Pinnacle, and Celesta).
Unlimited complimentary international airport lounge access via Priority Pass for primary and add-on cardholders on Pioneer Heritage.
Many IndusInd cards use a one-time joining fee model with zero annual maintenance fees thereafter
0% forex markup, unlimited global lounges + guests, 1:1 cash redemption
BookMyShow BOGO, complimentary domestic lounges, golf access
Zero forex markup, accelerated travel rewards, complimentary lounges
Buy 1 Get 1 tickets up to ₹500 off, golf rounds, 1.5% low forex markup
Scan & pay via UPI, accelerated reward points, 1% fuel surcharge waiver
Everything you need to know before applying for INDUSIND Bank credit cards in India.
Find out your credit limit, approval probability, and lifetime free eligibility with 100% paperless verification and zero score impact.
