Paisabazaar PaisaSave Credit Card
Acquired through the Paisabazaar platform, the PaisaSave Credit Card delivers flat 1% unlimited cashback on retail purchases alongside an accelerated 6% return on food delivery and travel aggregators. Issued on the RuPay network, it automatically credits savings directly against monthly card statements.
Why We Recommend The Paisabazaar PaisaSave Credit Card
A high-volume fintech cashback product that converts everyday dining, travel, and UPI scans into direct cash rebates.
Everyday online shoppers and foodies wanting direct monthly statement cashback and UPI QR scanning.
Welcome Gift & Activation Benefits
* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.
Grofi Expert Rating
Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.
How Much Can You Save with the Paisabazaar PaisaSave Credit Card?
Adjust your expected monthly card spends to calculate your real annual rewards and net savings.
Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.
* Reward Point Value: ₹1.00 on statement credit or travel bookings.
Based on annual spending of ₹6,00,000.
Fees & Charges Breakdown for Paisabazaar PaisaSave Credit Card
Zero hidden costs. Complete fee schedule verified with YES Bank official guidelines.
One-time fee charged on the first statement
Billed annually starting from the 2nd year
Annual fee reversed upon crossing this spend milestone in the preceding card year
Charges applicable on foreign currency transactions and cross-border payments
Standard interest rate on revolving card balances
Fee on ATM cash withdrawals via credit card
From the first day of billing cycle till due date
Airport Lounge Privileges on the Paisabazaar PaisaSave Credit Card
Experience gourmet dining, quiet workspaces, and premium comforts before every flight.
Not available
Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.
Not available
Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.
What Makes Paisabazaar PaisaSave Credit Card Stand Out?
Discover the top benefits, special offers, and protections engineered into this card.
Direct monthly statement cashback credit without manual redemption delays.
RuPay enabled for merchant scan-and-pay UPI transactions across India.
100% digital onboarding via Paisabazaar mobile app with instant virtual card delivery.
Pros & Cons of the Paisabazaar PaisaSave Credit Card
An honest, transparent evaluation of strengths and limitations before you submit your application.
What We Love (Pros)
- Combines direct statement cashback with RuPay UPI compatibility.
- High 6% accelerated return rate on food delivery and flight/hotel bookings.
- Frequently offered as Lifetime Free (LTF) for pre-qualified Paisabazaar users.
Things to Consider (Cons)
- Monthly accelerated cashback capped at ₹500.
- No airport lounge privileges included.
- Excludes wallet loads, rent, and government transactions from cashback.
Who Can Apply for the Paisabazaar PaisaSave Credit Card?
Review minimum income, credit score thresholds, and essential verification documents.
Net in-hand monthly or annual earnings
Primary applicant (18+ for add-ons)
With continuous employment proof
With valid Indian address proof
700+ Score Recommended
Applicants with a credit score of 700 or higher enjoy fast-tracked approval and preferential credit limits from YES Bank.
Documents Required
100% digital paperless verification via Video KYC. Keep these documents ready:
Identity & Address Proof
Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.
PAN Card
Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.
Proof of Income
Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.
Everything You Need to Know About Paisabazaar PaisaSave Credit Card
Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.
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Ready to Apply for the Paisabazaar PaisaSave Credit Card?
Check your pre-approved credit limit and instant approval eligibility across YES Bank with 100% paperless verification and zero score impact.