IndusInd Bank Jio-bp Mobility+ Credit Card
Verified by Grofi • 2026
Best for Jio-bp & EV Charging
RuPay NetworkIssued by INDUSIND Bank

IndusInd Bank Jio-bp Mobility+ Credit Card

A forward-looking mobility card built for modern transit needs. Operating on the RuPay network with zero recurring renewal fees after year one, it provides up to 5% savings across Jio-bp petrol and diesel stations, Wild Bean Cafes, and Jio-bp pulse electric vehicle (EV) charging stations.

4.8 / 5.0Grofi Rating
2,800+ Checked This Month
Zero Hard Inquiry
Annual FeeNil (Lifetime Free renewal)Waiver available
Joining Fee₹499 + GSTOne-time fee
Reward Value5% savings on Jio-bp fuel, EV charging, and Wild Bean CafeJio-bp Smiles Reward Points
Lounge AccessNot availableAirport Privileges
100% Paperless Digital ApplicationNo Hidden Processing FeesQuick V-KYC within 5 Minutes
GROFI EDITORIAL VERDICT

Why We Recommend The IndusInd Bank Jio-bp Mobility+ Credit Card

A future-focused commute card that bridges conventional fuel savings with electric vehicle charging rewards.

Best Suited For

Commuters and EV owners charging at Jio-bp pulse stations or fueling at Jio-bp retail outlets.

Welcome Gift & Activation Benefits

Bonus Value
Fuel voucher worth ₹500 on making the first transaction at Jio-bp within 30 days.

* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.

Benchmark Score

Grofi Expert Rating

9.4/ 10
Reward & Return Value9.6 / 10
Airport Lounge & Travel9.4 / 10
Fee-to-Value Ratio9.1 / 10
Ecosystem & Merchant Offers9.3 / 10
Independent Methodology

Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.

ESTIMATED VALUE CALCULATOR

How Much Can You Save with the IndusInd Bank Jio-bp Mobility+ Credit Card?

Adjust your expected monthly card spends to calculate your real annual rewards and net savings.

₹50,000
₹10,000 / mo₹1,00,000 / mo₹2,50,000+ / mo
40% of spends

Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.

Official Reward Rate SpecsJio-bp Smiles Reward Points
Base Spends1 Reward Point per ₹100 on retail retail transactions (0.25% return)
Accelerated SpendsUp to 4% value-back on Jio-bp petrol/diesel + 1% fuel surcharge waiver; 5% value-back on Jio-bp pulse EV charging and Wild Bean Cafe purchases

* Reward Point Value: ₹0.25 (redeemable for fuel and EV charging credits) on statement credit or travel bookings.

Projected Annual Net Yield
Net Annual Savings & Value
₹18,300

Based on annual spending of ₹6,00,000.

Gross Reward Value+₹18,300
Annual Renewal Fee₹0 (Lifetime Free)
Estimated Reward Points~36,600 Jio-bp Smiles Reward Points
Fee Waiver Achieved! Your spends surpass the annual waiver threshold, making your annual renewal ₹0.
TRANSPARENT PRICING

Fees & Charges Breakdown for IndusInd Bank Jio-bp Mobility+ Credit Card

Zero hidden costs. Complete fee schedule verified with INDUSIND Bank official guidelines.

Joining Fee
₹499 + GST

One-time fee charged on the first statement

Annual / Renewal FeeLIFETIME FREE
Nil (Lifetime Free renewal)

Billed annually starting from the 2nd year

Spend-Based Fee Waiver
Lifetime Free renewal after initial ₹499 setup

Annual fee reversed upon crossing this spend milestone in the preceding card year

Forex Markup Fee
3.50% + GST

Charges applicable on foreign currency transactions and cross-border payments

Finance Charges (APR)
3.60% p.m. (43.2% p.a.)

Standard interest rate on revolving card balances

Cash Advance Fee
2.5% (Min. ₹500)

Fee on ATM cash withdrawals via credit card

Interest-Free Period
Up to 50 Days

From the first day of billing cycle till due date

How to Avoid the Annual Fee:Lifetime Free renewal after initial ₹499 setup
Statutory Goods & Services Tax (GST):Government Goods and Services Tax (GST) of 18% is applicable over and above all credit card fee components and finance charges.
TRAVEL & LUXURY PRIVILEGES

Airport Lounge Privileges on the IndusInd Bank Jio-bp Mobility+ Credit Card

Experience gourmet dining, quiet workspaces, and premium comforts before every flight.

India Terminals
Domestic Airport Lounge Access

Not available

Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.

Complimentary buffet, beverages, high-speed Wi-Fi, and plush seating
Swipe ₹2 (Visa/Mastercard) or ₹25 (RuPay) authorization fee at entry
Operated via RuPay Lounge Program & DreamFolks Network
Worldwide Terminals
International Lounge Access

Not available

Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.

Priority Pass / LoungeKey / DreamFolks Global membership supported
Guest privileges available as per card tier specifications
Worldwide access network via Priority Pass or DragonPass
KEY CARD HIGHLIGHTS

What Makes IndusInd Bank Jio-bp Mobility+ Credit Card Stand Out?

Discover the top benefits, special offers, and protections engineered into this card.

Feature #1

Accelerated value-back on conventional fuel and modern Jio-bp pulse EV charging.

Feature #2

RuPay enabled for merchant UPI QR code scan & pay.

Feature #3

Zero annual renewal fee after first-year payment.

BALANCED EDITORIAL ASSESSMENT

Pros & Cons of the IndusInd Bank Jio-bp Mobility+ Credit Card

An honest, transparent evaluation of strengths and limitations before you submit your application.

What We Love (Pros)

3 Advantages
  • One of the few credit cards offering accelerated rewards on EV charging stations.
  • Welcome fuel voucher covers the joining fee.
  • Lifetime Free after year one.

Things to Consider (Cons)

3 Limitations
  • Accelerated fuel savings are restricted strictly to Jio-bp network pumps.
  • No airport lounge access.
  • Modest base rewards on non-fuel spending.
Independent Editorial Policy: Grofi never charges consumers for recommendations. All reviews are unbiased.
ELIGIBILITY CRITERIA

Who Can Apply for the IndusInd Bank Jio-bp Mobility+ Credit Card?

Review minimum income, credit score thresholds, and essential verification documents.

Minimum Income
₹20,000/month

Net in-hand monthly or annual earnings

Age Requirement
21 – 65 Years

Primary applicant (18+ for add-ons)

Employment Profile
Salaried or Self-Employed

With continuous employment proof

Residential Status
Resident Indian

With valid Indian address proof

Recommended Credit Score (CIBIL / Experian)

700+ Score Recommended

High Approval
300 (Poor)650 (Fair)750 (Good)900 (Excellent)

Applicants with a credit score of 700 or higher enjoy fast-tracked approval and preferential credit limits from INDUSIND Bank.

Documents Required

100% digital paperless verification via Video KYC. Keep these documents ready:

Identity & Address Proof

Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.

PAN Card

Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.

Proof of Income

Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.

Zero CIBIL Impact Soft Check
FREQUENTLY ASKED QUESTIONS

Everything You Need to Know About IndusInd Bank Jio-bp Mobility+ Credit Card

Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.

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Instant Digital Verification

Ready to Apply for the IndusInd Bank Jio-bp Mobility+ Credit Card?

Check your pre-approved credit limit and instant approval eligibility across INDUSIND Bank with 100% paperless verification and zero score impact.

100% Free ServiceNo CIBIL Score Impact256-Bit Bank Grade Encryption