Indus Solitaire Credit Card
A specialized luxury card crafted for high-ticket jewelry shoppers and overseas vacationers. It features accelerated reward rates across certified jewelry houses and designer boutiques, alongside a discounted 1.50% foreign exchange markup, quarterly golf games, and international lounge privileges.
Why We Recommend The Indus Solitaire Credit Card
A specialized luxury card that rewards high-ticket jewelry and overseas retail spends with a low 1.5% forex markup.
Luxury shoppers, high-end jewelry buyers, and regular overseas vacationers.
Welcome Gift & Activation Benefits
* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.
Grofi Expert Rating
Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.
How Much Can You Save with the Indus Solitaire Credit Card?
Adjust your expected monthly card spends to calculate your real annual rewards and net savings.
Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.
* Reward Point Value: ₹0.75 (direct cash credit against statement balance) on statement credit or travel bookings.
Based on annual spending of ₹6,00,000.
Fees & Charges Breakdown for Indus Solitaire Credit Card
Zero hidden costs. Complete fee schedule verified with INDUSIND Bank official guidelines.
One-time fee charged on the first statement
Billed annually starting from the 2nd year
Annual fee reversed upon crossing this spend milestone in the preceding card year
Charges applicable on foreign currency transactions and cross-border payments
Standard interest rate on revolving card balances
Fee on ATM cash withdrawals via credit card
From the first day of billing cycle till due date
Airport Lounge Privileges on the Indus Solitaire Credit Card
Experience gourmet dining, quiet workspaces, and premium comforts before every flight.
8 complimentary domestic airport lounge visits per calendar year (2 per quarter)
Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.
6 complimentary international lounge visits per calendar year via Priority Pass
Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.
What Makes Indus Solitaire Credit Card Stand Out?
Discover the top benefits, special offers, and protections engineered into this card.
Low 1.50% foreign exchange transaction markup.
Complimentary golf games and golf lessons every calendar quarter.
Comprehensive travel and medical insurance covers for overseas trips.
Pros & Cons of the Indus Solitaire Credit Card
An honest, transparent evaluation of strengths and limitations before you submit your application.
What We Love (Pros)
- Rare card offering high reward rates on jewelry and precious metal purchases.
- Subsidized 1.5% forex fee makes it practical for overseas shopping trips.
- Welcome vouchers match the first-year joining fee.
Things to Consider (Cons)
- Steep annual recurring fee of ₹10,000.
- High fee-waiver spend threshold (₹10 Lakhs).
- Jewelry rewards carry per-cycle maximum caps.
Who Can Apply for the Indus Solitaire Credit Card?
Review minimum income, credit score thresholds, and essential verification documents.
Net in-hand monthly or annual earnings
Primary applicant (18+ for add-ons)
With continuous employment proof
With valid Indian address proof
740+ Score Recommended
Applicants with a credit score of 740 or higher enjoy fast-tracked approval and preferential credit limits from INDUSIND Bank.
Documents Required
100% digital paperless verification via Video KYC. Keep these documents ready:
Identity & Address Proof
Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.
PAN Card
Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.
Proof of Income
Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.
Everything You Need to Know About Indus Solitaire Credit Card
Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.
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Ready to Apply for the Indus Solitaire Credit Card?
Check your pre-approved credit limit and instant approval eligibility across INDUSIND Bank with 100% paperless verification and zero score impact.