EazyDiner IndusInd Platinum Credit Card
An entry-level, Lifetime Free dining companion designed for casual food lovers. It offers an instant 20% discount (up to ₹500/month) on restaurant bills settled via PayEazy, an introductory 3-month EazyDiner Prime membership, and domestic airport lounge privileges at zero recurring maintenance cost.
Why We Recommend The EazyDiner IndusInd Platinum Credit Card
An accessible, zero-fee alternative to the flagship EazyDiner card, offering steady restaurant discounts and lounge access.
Casual restaurant diners looking for dining bill discounts without paying an annual card fee.
Welcome Gift & Activation Benefits
* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.
Grofi Expert Rating
Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.
How Much Can You Save with the EazyDiner IndusInd Platinum Credit Card?
Adjust your expected monthly card spends to calculate your real annual rewards and net savings.
Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.
* Reward Point Value: ₹0.20 on statement credit or travel bookings.
Based on annual spending of ₹6,00,000.
Fees & Charges Breakdown for EazyDiner IndusInd Platinum Credit Card
Zero hidden costs. Complete fee schedule verified with INDUSIND Bank official guidelines.
One-time fee charged on the first statement
Billed annually starting from the 2nd year
Annual fee reversed upon crossing this spend milestone in the preceding card year
Charges applicable on foreign currency transactions and cross-border payments
Standard interest rate on revolving card balances
Fee on ATM cash withdrawals via credit card
From the first day of billing cycle till due date
Airport Lounge Privileges on the EazyDiner IndusInd Platinum Credit Card
Experience gourmet dining, quiet workspaces, and premium comforts before every flight.
2 complimentary domestic airport lounge visits per calendar year (1 per half-year)
Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.
Not available
Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.
What Makes EazyDiner IndusInd Platinum Credit Card Stand Out?
Discover the top benefits, special offers, and protections engineered into this card.
Extra 20% instant off on dining bills (up to ₹500 per transaction).
100% Lifetime Free without spending conditions.
Includes 2 complimentary domestic airport lounge visits annually.
Pros & Cons of the EazyDiner IndusInd Platinum Credit Card
An honest, transparent evaluation of strengths and limitations before you submit your application.
What We Love (Pros)
- Zero annual recurring fee liability.
- Accessible dining savings without committing to the premium Signature tier.
- Includes domestic lounge access despite being a free card.
Things to Consider (Cons)
- Monthly extra dining discount capped at ₹500.
- Base retail rewards are low (0.4%).
- Welcome Prime membership lasts only 3 months (compared to 1 year on Signature).
Who Can Apply for the EazyDiner IndusInd Platinum Credit Card?
Review minimum income, credit score thresholds, and essential verification documents.
Net in-hand monthly or annual earnings
Primary applicant (18+ for add-ons)
With continuous employment proof
With valid Indian address proof
700+ Score Recommended
Applicants with a credit score of 700 or higher enjoy fast-tracked approval and preferential credit limits from INDUSIND Bank.
Documents Required
100% digital paperless verification via Video KYC. Keep these documents ready:
Identity & Address Proof
Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.
PAN Card
Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.
Proof of Income
Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.
Everything You Need to Know About EazyDiner IndusInd Platinum Credit Card
Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.
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Ready to Apply for the EazyDiner IndusInd Platinum Credit Card?
Check your pre-approved credit limit and instant approval eligibility across INDUSIND Bank with 100% paperless verification and zero score impact.