IndusInd Bank Crest Credit Card
An invitation-only black card tailored for prominent industrialists and corporate leaders. It features unlimited domestic and international airport lounge visits with guest access privileges, direct 1:1 reward points to INR statement conversion, and a reduced 1.50% forex fee.
Why We Recommend The IndusInd Bank Crest Credit Card
The most exclusive card in IndusInd Bank’s catalog, pairing unlimited global lounge access with 1:1 cash rewards and luxury concierge services.
Ultra-high-net-worth individuals requiring unlimited worldwide lounge access and bespoke concierge service.
Welcome Gift & Activation Benefits
* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.
Grofi Expert Rating
Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.
How Much Can You Save with the IndusInd Bank Crest Credit Card?
Adjust your expected monthly card spends to calculate your real annual rewards and net savings.
Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.
* Reward Point Value: ₹1.00 (direct 1:1 statement credit) on statement credit or travel bookings.
Based on annual spending of ₹6,00,000.
Fees & Charges Breakdown for IndusInd Bank Crest Credit Card
Zero hidden costs. Complete fee schedule verified with INDUSIND Bank official guidelines.
One-time fee charged on the first statement
Billed annually starting from the 2nd year
Annual fee reversed upon crossing this spend milestone in the preceding card year
Charges applicable on foreign currency transactions and cross-border payments
Standard interest rate on revolving card balances
Fee on ATM cash withdrawals via credit card
From the first day of billing cycle till due date
Airport Lounge Privileges on the IndusInd Bank Crest Credit Card
Experience gourmet dining, quiet workspaces, and premium comforts before every flight.
Unlimited complimentary domestic airport lounge visits for primary and add-on cardholders
Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.
Unlimited complimentary international lounge visits via Priority Pass with guest privileges
Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.
What Makes IndusInd Bank Crest Credit Card Stand Out?
Discover the top benefits, special offers, and protections engineered into this card.
Unlimited domestic and international airport lounge access worldwide.
Low 1.50% foreign exchange markup on international transactions.
Buy 1 Get 1 free movie ticket on BookMyShow (up to 3 free tickets/month, max ₹500/ticket).
Pros & Cons of the IndusInd Bank Crest Credit Card
An honest, transparent evaluation of strengths and limitations before you submit your application.
What We Love (Pros)
- Unlimited lounge visits globally for primary and add-on members.
- True 1:1 reward points to INR statement credit conversion.
- Comprehensive 24/7 global lifestyle concierge desk and travel assistance.
Things to Consider (Cons)
- Highest joining fee in IndusInd Bank’s roster (₹1,00,000 + GST).
- Available strictly by invitation to select wealth banking clients.
- High renewal spend threshold of ₹15 Lakhs.
Who Can Apply for the IndusInd Bank Crest Credit Card?
Review minimum income, credit score thresholds, and essential verification documents.
Net in-hand monthly or annual earnings
Primary applicant (18+ for add-ons)
With continuous employment proof
With valid Indian address proof
780+ Score Recommended
Applicants with a credit score of 780 or higher enjoy fast-tracked approval and preferential credit limits from INDUSIND Bank.
Documents Required
100% digital paperless verification via Video KYC. Keep these documents ready:
Identity & Address Proof
Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.
PAN Card
Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.
Proof of Income
Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.
Everything You Need to Know About IndusInd Bank Crest Credit Card
Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.
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Ready to Apply for the IndusInd Bank Crest Credit Card?
Check your pre-approved credit limit and instant approval eligibility across INDUSIND Bank with 100% paperless verification and zero score impact.