Tata Neu Plus SBI Card
An entry-level gateway to the Tata Neu ecosystem. For a modest ₹499 fee, cardholders receive 1% value back on external UPI merchant transactions, domestic airport lounge access, and up to 7% back across key Tata platforms.
Why We Recommend The Tata Neu Plus SBI Card
An accessible, low-friction card for entry-level shoppers looking to maximize everyday UPI and Tata ecosystem spends.
Budget-conscious shoppers wanting everyday UPI rewards alongside savings on BigBasket and 1mg.
Welcome Gift & Activation Benefits
* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.
Grofi Expert Rating
Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.
How Much Can You Save with the Tata Neu Plus SBI Card?
Adjust your expected monthly card spends to calculate your real annual rewards and net savings.
Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.
* Reward Point Value: ₹1.00 on statement credit or travel bookings.
Based on annual spending of ₹6,00,000.
Fees & Charges Breakdown for Tata Neu Plus SBI Card
Zero hidden costs. Complete fee schedule verified with SBI Bank official guidelines.
One-time fee charged on the first statement
Billed annually starting from the 2nd year
Annual fee reversed upon crossing this spend milestone in the preceding card year
Charges applicable on foreign currency transactions and cross-border payments
Standard interest rate on revolving card balances
Fee on ATM cash withdrawals via credit card
From the first day of billing cycle till due date
Airport Lounge Privileges on the Tata Neu Plus SBI Card
Experience gourmet dining, quiet workspaces, and premium comforts before every flight.
4 complimentary visits per calendar year (max 1 per quarter)
Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.
Not available
Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.
What Makes Tata Neu Plus SBI Card Stand Out?
Discover the top benefits, special offers, and protections engineered into this card.
Entry-level RuPay integration for convenient everyday UPI payments.
Direct 1 NeuCoin = ₹1 redemption across Tata e-commerce outlets.
Complimentary domestic airport lounge access on a budget card tier.
Pros & Cons of the Tata Neu Plus SBI Card
An honest, transparent evaluation of strengths and limitations before you submit your application.
What We Love (Pros)
- Welcome NeuCoins completely offset the initial joining fee.
- Includes domestic lounge access despite the low ₹499 price point.
- Straightforward fee waiver threshold of ₹1,00,000.
Things to Consider (Cons)
- Lower base UPI earning rate (1%) compared to the Infinity variant (1.5%).
- No international lounge benefits included.
- Standard 3.50% foreign exchange markup.
Who Can Apply for the Tata Neu Plus SBI Card?
Review minimum income, credit score thresholds, and essential verification documents.
Net in-hand monthly or annual earnings
Primary applicant (18+ for add-ons)
With continuous employment proof
With valid Indian address proof
710+ Score Recommended
Applicants with a credit score of 710 or higher enjoy fast-tracked approval and preferential credit limits from SBI Bank.
Documents Required
100% digital paperless verification via Video KYC. Keep these documents ready:
Identity & Address Proof
Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.
PAN Card
Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.
Proof of Income
Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.
Everything You Need to Know About Tata Neu Plus SBI Card
Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.
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Ready to Apply for the Tata Neu Plus SBI Card?
Check your pre-approved credit limit and instant approval eligibility across SBI Bank with 100% paperless verification and zero score impact.