Air India SBI Signature Card
A heavy-duty points generator for flyers loyal to Air India and the global Star Alliance network. Offering up to 30 Flying Returns reward points per ₹100 spent on Air India ticket purchases for self-travel, it is engineered to rapidly fund award ticket redemptions.
Why We Recommend The Air India SBI Signature Card
A powerful co-branded airline card that accelerates seat upgrades and reward flight bookings.
Frequent domestic and international long-haul travelers dedicated to Air India and Star Alliance routes.
Welcome Gift & Activation Benefits
* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.
Grofi Expert Rating
Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.
How Much Can You Save with the Air India SBI Signature Card?
Adjust your expected monthly card spends to calculate your real annual rewards and net savings.
Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.
* Reward Point Value: Up to ₹1.00 (depending on flight route and seat class redemption) on statement credit or travel bookings.
Based on annual spending of ₹6,00,000.
Fees & Charges Breakdown for Air India SBI Signature Card
Zero hidden costs. Complete fee schedule verified with SBI Bank official guidelines.
One-time fee charged on the first statement
Billed annually starting from the 2nd year
Annual fee reversed upon crossing this spend milestone in the preceding card year
Charges applicable on foreign currency transactions and cross-border payments
Standard interest rate on revolving card balances
Fee on ATM cash withdrawals via credit card
From the first day of billing cycle till due date
Airport Lounge Privileges on the Air India SBI Signature Card
Experience gourmet dining, quiet workspaces, and premium comforts before every flight.
8 complimentary visits per calendar year (max 2 per quarter)
Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.
Complimentary Priority Pass membership (standard visit fees apply)
Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.
What Makes Air India SBI Signature Card Stand Out?
Discover the top benefits, special offers, and protections engineered into this card.
Unmatched 30% point accumulation return on Air India self-bookings.
Up to 1,00,00, bonus Flying Returns points via progressive annual spending milestones.
Complimentary tier upgrade to Air India Flying Returns Silver membership.
Pros & Cons of the Air India SBI Signature Card
An honest, transparent evaluation of strengths and limitations before you submit your application.
What We Love (Pros)
- The 20,000-point welcome bonus readily exceeds the first-year fee.
- Industry-leading mileage accrual rate on airline portal bookings.
- Redeemable across Star Alliance member carriers worldwide.
Things to Consider (Cons)
- Seat awards remain subject to dynamic airline availability and seasonal blackout windows.
- Full standard foreign currency markup of 3.50%.
- Priority Pass international lounge visits carry standard entry charges.
Who Can Apply for the Air India SBI Signature Card?
Review minimum income, credit score thresholds, and essential verification documents.
Net in-hand monthly or annual earnings
Primary applicant (18+ for add-ons)
With continuous employment proof
With valid Indian address proof
740+ Score Recommended
Applicants with a credit score of 740 or higher enjoy fast-tracked approval and preferential credit limits from SBI Bank.
Documents Required
100% digital paperless verification via Video KYC. Keep these documents ready:
Identity & Address Proof
Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.
PAN Card
Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.
Proof of Income
Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.
Everything You Need to Know About Air India SBI Signature Card
Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.
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Ready to Apply for the Air India SBI Signature Card?
Check your pre-approved credit limit and instant approval eligibility across SBI Bank with 100% paperless verification and zero score impact.