Manchester United ICICI Bank Signature Credit Card
Verified by Grofi • 2026
Football Fan Specialist
Visa Signature NetworkIssued by ICICI Bank

Manchester United ICICI Bank Signature Credit Card

Engineered for dedicated Manchester United supporters in India, this affinity card accelerates rewards up to 3X on match days and offers up to 20% discounts on official club merchandise. Top spenders also receive entry into draws for fully funded VIP match-day trips to Old Trafford.

4.8 / 5.0Grofi Rating
2,800+ Checked This Month
Zero Hard Inquiry
Annual Fee₹2,499 + GSTWaiver available
Joining Fee₹2,499 + GSTOne-time fee
Reward Value3X rewards on match days + 20% discount on official merchandiseICICI Reward Points
Lounge Access4 complimentary domestic airport lounge visits per calendar year (1 per quarter)Airport Privileges
100% Paperless Digital ApplicationNo Hidden Processing FeesQuick V-KYC within 5 Minutes
GROFI EDITORIAL VERDICT

Why We Recommend The Manchester United ICICI Bank Signature Credit Card

A well-designed sports lifestyle card that rewards football passion with genuine merchandise perks and movie savings.

Best Suited For

Dedicated Manchester United fans wanting official merchandise discounts, match day multipliers, and movie perks.

Welcome Gift & Activation Benefits

Bonus Value
Official Manchester United branded football and sports duffle bag upon fee payment.

* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.

Benchmark Score

Grofi Expert Rating

9.4/ 10
Reward & Return Value9.6 / 10
Airport Lounge & Travel9.4 / 10
Fee-to-Value Ratio9.1 / 10
Ecosystem & Merchant Offers9.3 / 10
Independent Methodology

Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.

ESTIMATED VALUE CALCULATOR

How Much Can You Save with the Manchester United ICICI Bank Signature Credit Card?

Adjust your expected monthly card spends to calculate your real annual rewards and net savings.

₹50,000
₹10,000 / mo₹1,00,000 / mo₹2,50,000+ / mo
40% of spends

Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.

Official Reward Rate SpecsICICI Reward Points
Base Spends3 ICICI Reward Points per ₹100 on retail retail transactions (0.75% return)
Accelerated SpendsUp to 3X Reward Points on Manchester United match days; 10% to 20% discounts on official United online megastore and cafe checkouts

* Reward Point Value: ₹0.25 on statement credit or travel bookings.

Projected Annual Net Yield
Net Annual Savings & Value
₹73,200

Based on annual spending of ₹6,00,000.

Gross Reward Value+₹73,200
Annual Renewal FeeWaived (₹0)
Estimated Reward Points~1,46,400 ICICI Reward Points
Fee Waiver Achieved! Your spends surpass the annual waiver threshold, making your annual renewal ₹0.
TRANSPARENT PRICING

Fees & Charges Breakdown for Manchester United ICICI Bank Signature Credit Card

Zero hidden costs. Complete fee schedule verified with ICICI Bank official guidelines.

Joining Fee
₹2,499 + GST

One-time fee charged on the first statement

Annual / Renewal Fee
₹2,499 + GST

Billed annually starting from the 2nd year

Spend-Based Fee Waiver
Waived on annual retail spends of ₹2,50,000 or more

Annual fee reversed upon crossing this spend milestone in the preceding card year

Forex Markup Fee
3.50% + GST

Charges applicable on foreign currency transactions and cross-border payments

Finance Charges (APR)
3.60% p.m. (43.2% p.a.)

Standard interest rate on revolving card balances

Cash Advance Fee
2.5% (Min. ₹500)

Fee on ATM cash withdrawals via credit card

Interest-Free Period
Up to 50 Days

From the first day of billing cycle till due date

How to Avoid the Annual Fee:Waived on annual retail spends of ₹2,50,000 or more
Statutory Goods & Services Tax (GST):Government Goods and Services Tax (GST) of 18% is applicable over and above all credit card fee components and finance charges.
TRAVEL & LUXURY PRIVILEGES

Airport Lounge Privileges on the Manchester United ICICI Bank Signature Credit Card

Experience gourmet dining, quiet workspaces, and premium comforts before every flight.

India Terminals
Domestic Airport Lounge Access

4 complimentary domestic airport lounge visits per calendar year (1 per quarter)

Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.

Complimentary buffet, beverages, high-speed Wi-Fi, and plush seating
Swipe ₹2 (Visa/Mastercard) or ₹25 (RuPay) authorization fee at entry
Operated via Visa Signature Lounge Program & DreamFolks Network
Worldwide Terminals
International Lounge Access

Not available

Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.

Priority Pass / LoungeKey / DreamFolks Global membership supported
Guest privileges available as per card tier specifications
Worldwide access network via Priority Pass or DragonPass
Important Spend Condition for Lounge Access:Subject to spending ₹75,000 in preceding calendar quarter
KEY CARD HIGHLIGHTS

What Makes Manchester United ICICI Bank Signature Credit Card Stand Out?

Discover the top benefits, special offers, and protections engineered into this card.

Feature #1

Chance for top spenders to win fully paid trips to Old Trafford for live Premier League games.

Feature #2

Buy 1 Get 1 free movie ticket on BookMyShow (up to ₹250 discount, up to 2 times a month).

Feature #3

10% to 20% discount on official Manchester United merchandise and stadium tour tickets.

BALANCED EDITORIAL ASSESSMENT

Pros & Cons of the Manchester United ICICI Bank Signature Credit Card

An honest, transparent evaluation of strengths and limitations before you submit your application.

What We Love (Pros)

3 Advantages
  • Authentic merchandise and exclusive hospitality draws for Manchester United supporters.
  • Strong BookMyShow movie BOGO allowance (up to ₹500 monthly savings).
  • Higher base reward rate (0.75%) than standard ICICI Platinum/Coral cards.

Things to Consider (Cons)

3 Limitations
  • Value is heavily tied to affinity for Manchester United football club.
  • No international airport lounge access.
  • Quarterly spend criteria of ₹75,000 applies to domestic lounge access.
Independent Editorial Policy: Grofi never charges consumers for recommendations. All reviews are unbiased.
ELIGIBILITY CRITERIA

Who Can Apply for the Manchester United ICICI Bank Signature Credit Card?

Review minimum income, credit score thresholds, and essential verification documents.

Minimum Income
₹50,000/month

Net in-hand monthly or annual earnings

Age Requirement
21 – 65 Years

Primary applicant (18+ for add-ons)

Employment Profile
Salaried or Self-Employed

With continuous employment proof

Residential Status
Resident Indian

With valid Indian address proof

Recommended Credit Score (CIBIL / Experian)

720+ Score Recommended

High Approval
300 (Poor)650 (Fair)750 (Good)900 (Excellent)

Applicants with a credit score of 720 or higher enjoy fast-tracked approval and preferential credit limits from ICICI Bank.

Documents Required

100% digital paperless verification via Video KYC. Keep these documents ready:

Identity & Address Proof

Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.

PAN Card

Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.

Proof of Income

Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.

Zero CIBIL Impact Soft Check
FREQUENTLY ASKED QUESTIONS

Everything You Need to Know About Manchester United ICICI Bank Signature Credit Card

Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.

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Instant Digital Verification

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