MakeMyTrip ICICI Bank Platinum Credit Card
An affordable travel card offering an accessible entry point to MakeMyTrip rewards. Requiring only a ₹500 joining fee with no subsequent renewal fees, it allows cardholders to earn myCash on flights and hotels with direct 1:1 redemption value.
Why We Recommend The MakeMyTrip ICICI Bank Platinum Credit Card
An inexpensive entry travel card providing dependable MakeMyTrip rewards with zero annual renewal fees.
Occasional domestic travelers and vacationers seeking travel discounts without recurring card maintenance costs.
Welcome Gift & Activation Benefits
* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.
Grofi Expert Rating
Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.
How Much Can You Save with the MakeMyTrip ICICI Bank Platinum Credit Card?
Adjust your expected monthly card spends to calculate your real annual rewards and net savings.
Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.
* Reward Point Value: ₹1.00 on statement credit or travel bookings.
Based on annual spending of ₹6,00,000.
Fees & Charges Breakdown for MakeMyTrip ICICI Bank Platinum Credit Card
Zero hidden costs. Complete fee schedule verified with ICICI Bank official guidelines.
One-time fee charged on the first statement
Billed annually starting from the 2nd year
Annual fee reversed upon crossing this spend milestone in the preceding card year
Charges applicable on foreign currency transactions and cross-border payments
Standard interest rate on revolving card balances
Fee on ATM cash withdrawals via credit card
From the first day of billing cycle till due date
Airport Lounge Privileges on the MakeMyTrip ICICI Bank Platinum Credit Card
Experience gourmet dining, quiet workspaces, and premium comforts before every flight.
4 complimentary railway lounge visits per calendar year (1 per quarter)
Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.
Not available
Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.
What Makes MakeMyTrip ICICI Bank Platinum Credit Card Stand Out?
Discover the top benefits, special offers, and protections engineered into this card.
Zero annual recurring fees after payment of the modest ₹500 joining fee.
myCash converts 1:1 into Indian Rupees directly on MakeMyTrip checkouts.
1% fuel surcharge waiver up to ₹150 per month across Indian pumps.
Pros & Cons of the MakeMyTrip ICICI Bank Platinum Credit Card
An honest, transparent evaluation of strengths and limitations before you submit your application.
What We Love (Pros)
- No recurring annual maintenance charges (pay ₹500 once, keep it forever).
- 1 myCash = ₹1 direct value on domestic hotel and flight checkouts.
- Welcome benefits fully offset the entry fee.
Things to Consider (Cons)
- No airport lounge access (railway lounges only).
- Standard 3.50% foreign exchange markup.
- myCash expires within 1 year if not redeemed on MakeMyTrip.
Who Can Apply for the MakeMyTrip ICICI Bank Platinum Credit Card?
Review minimum income, credit score thresholds, and essential verification documents.
Net in-hand monthly or annual earnings
Primary applicant (18+ for add-ons)
With continuous employment proof
With valid Indian address proof
700+ Score Recommended
Applicants with a credit score of 700 or higher enjoy fast-tracked approval and preferential credit limits from ICICI Bank.
Documents Required
100% digital paperless verification via Video KYC. Keep these documents ready:
Identity & Address Proof
Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.
PAN Card
Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.
Proof of Income
Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.
Everything You Need to Know About MakeMyTrip ICICI Bank Platinum Credit Card
Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.
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Ready to Apply for the MakeMyTrip ICICI Bank Platinum Credit Card?
Check your pre-approved credit limit and instant approval eligibility across ICICI Bank with 100% paperless verification and zero score impact.