ICICI Bank Emeralde Credit Card (Plastic)
The legacy plastic predecessor to the metal flagship, this card offers unlimited domestic and international airport lounge access and up to ₹3,000 in monthly BookMyShow ticket discounts. While it features a low 1.5% forex markup, its 1% base reward rate has led most premium spenders to favor the Emeralde Private Metal.
Why We Recommend The ICICI Bank Emeralde Credit Card (Plastic)
A solid legacy card, though most high spenders now favor the Emeralde Private Metal for its superior 3% flat return rate.
High earners prioritizing unlimited airport lounge visits and frequent BookMyShow movie outings.
Welcome Gift & Activation Benefits
* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.
Grofi Expert Rating
Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.
How Much Can You Save with the ICICI Bank Emeralde Credit Card (Plastic)?
Adjust your expected monthly card spends to calculate your real annual rewards and net savings.
Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.
* Reward Point Value: ₹0.25 on statement credit or travel bookings.
Based on annual spending of ₹6,00,000.
Fees & Charges Breakdown for ICICI Bank Emeralde Credit Card (Plastic)
Zero hidden costs. Complete fee schedule verified with ICICI Bank official guidelines.
One-time fee charged on the first statement
Billed annually starting from the 2nd year
Annual fee reversed upon crossing this spend milestone in the preceding card year
Charges applicable on foreign currency transactions and cross-border payments
Standard interest rate on revolving card balances
Fee on ATM cash withdrawals via credit card
From the first day of billing cycle till due date
Airport Lounge Privileges on the ICICI Bank Emeralde Credit Card (Plastic)
Experience gourmet dining, quiet workspaces, and premium comforts before every flight.
Unlimited complimentary domestic airport lounge visits for primary cardholder
Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.
Unlimited complimentary international airport lounge visits via Priority Pass
Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.
What Makes ICICI Bank Emeralde Credit Card (Plastic) Stand Out?
Discover the top benefits, special offers, and protections engineered into this card.
Unlimited domestic and international airport lounge visits worldwide.
Buy 1 Get 1 free movie ticket on BookMyShow (up to ₹750 off on 2nd ticket, up to 4 times a month).
Low 1.50% foreign exchange markup on cross-border transactions.
Pros & Cons of the ICICI Bank Emeralde Credit Card (Plastic)
An honest, transparent evaluation of strengths and limitations before you submit your application.
What We Love (Pros)
- Unlimited airport lounge access globally without spend hurdles.
- Generous BookMyShow movie allowance (up to ₹3,000 monthly savings).
- Subsidized 1.5% forex fee.
Things to Consider (Cons)
- High annual fee of ₹12,000 for a plastic card.
- Base reward rate (1.0%) is noticeably lower than the Emeralde Private Metal (3.0%).
- Very high fee waiver spend target of ₹15 Lakhs.
Who Can Apply for the ICICI Bank Emeralde Credit Card (Plastic)?
Review minimum income, credit score thresholds, and essential verification documents.
Net in-hand monthly or annual earnings
Primary applicant (18+ for add-ons)
With continuous employment proof
With valid Indian address proof
750+ Score Recommended
Applicants with a credit score of 750 or higher enjoy fast-tracked approval and preferential credit limits from ICICI Bank.
Documents Required
100% digital paperless verification via Video KYC. Keep these documents ready:
Identity & Address Proof
Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.
PAN Card
Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.
Proof of Income
Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.
Everything You Need to Know About ICICI Bank Emeralde Credit Card (Plastic)
Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.
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Ready to Apply for the ICICI Bank Emeralde Credit Card (Plastic)?
Check your pre-approved credit limit and instant approval eligibility across ICICI Bank with 100% paperless verification and zero score impact.