Shoppers Stop Axis Bank Credit Card
An apparel-focused retail co-brand for shoppers who buy their fashion and beauty products at Shoppers Stop. It yields up to 6% value-back at Shoppers Stop stores and grants automatic First Citizen Club Silver Edge status, unlocking complimentary home alterations and private sale previews.
Why We Recommend The Shoppers Stop Axis Bank Credit Card
A practical retail co-brand that delivers solid apparel savings and in-store perks for department store regulars.
Families and fashion shoppers who buy their wardrobe and beauty brands at Shoppers Stop.
Welcome Gift & Activation Benefits
* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.
Grofi Expert Rating
Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.
How Much Can You Save with the Shoppers Stop Axis Bank Credit Card?
Adjust your expected monthly card spends to calculate your real annual rewards and net savings.
Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.
* Reward Point Value: ₹0.60 (when redeemed at Shoppers Stop stores) on statement credit or travel bookings.
Based on annual spending of ₹6,00,000.
Fees & Charges Breakdown for Shoppers Stop Axis Bank Credit Card
Zero hidden costs. Complete fee schedule verified with AXIS Bank official guidelines.
One-time fee charged on the first statement
Billed annually starting from the 2nd year
Annual fee reversed upon crossing this spend milestone in the preceding card year
Charges applicable on foreign currency transactions and cross-border payments
Standard interest rate on revolving card balances
Fee on ATM cash withdrawals via credit card
From the first day of billing cycle till due date
Airport Lounge Privileges on the Shoppers Stop Axis Bank Credit Card
Experience gourmet dining, quiet workspaces, and premium comforts before every flight.
Not available
Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.
Not available
Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.
What Makes Shoppers Stop Axis Bank Credit Card Stand Out?
Discover the top benefits, special offers, and protections engineered into this card.
Complimentary Shoppers Stop First Citizen membership upgrade.
1% fuel surcharge waiver up to ₹150 monthly.
Exclusive preview access to private Shoppers Stop discount sales.
Pros & Cons of the Shoppers Stop Axis Bank Credit Card
An honest, transparent evaluation of strengths and limitations before you submit your application.
What We Love (Pros)
- First Citizen membership unlocks free home alterations and parking perks at malls.
- Good value-back for regular departmental store apparel shoppers.
- Low ₹1,00,000 annual spend threshold for fee waiver.
Things to Consider (Cons)
- Reward value diminishes substantially outside Shoppers Stop.
- No airport lounge access.
- Basic 3.50% foreign exchange markup.
Who Can Apply for the Shoppers Stop Axis Bank Credit Card?
Review minimum income, credit score thresholds, and essential verification documents.
Net in-hand monthly or annual earnings
Primary applicant (18+ for add-ons)
With continuous employment proof
With valid Indian address proof
700+ Score Recommended
Applicants with a credit score of 700 or higher enjoy fast-tracked approval and preferential credit limits from AXIS Bank.
Documents Required
100% digital paperless verification via Video KYC. Keep these documents ready:
Identity & Address Proof
Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.
PAN Card
Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.
Proof of Income
Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.
Everything You Need to Know About Shoppers Stop Axis Bank Credit Card
Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.
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Ready to Apply for the Shoppers Stop Axis Bank Credit Card?
Check your pre-approved credit limit and instant approval eligibility across AXIS Bank with 100% paperless verification and zero score impact.