Axis Bank SELECT Credit Card
The core lifestyle offering for Axis Bank Priority Banking account holders. It delivers tangible household savings via a recurring ₹500 monthly discount on BigBasket (up to ₹6,000 annually), BookMyShow movie BOGO offers, domestic and international lounge visits, and complimentary golf privileges.
Why We Recommend The Axis Bank SELECT Credit Card
A practical lifestyle card that delivers value for Axis Priority customers through BigBasket and BookMyShow discounts.
Axis Priority banking customers wanting grocery discounts, movie BOGOs, and golf access.
Welcome Gift & Activation Benefits
* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.
Grofi Expert Rating
Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.
How Much Can You Save with the Axis Bank SELECT Credit Card?
Adjust your expected monthly card spends to calculate your real annual rewards and net savings.
Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.
* Reward Point Value: ₹0.20 on statement credit or travel bookings.
Based on annual spending of ₹6,00,000.
Fees & Charges Breakdown for Axis Bank SELECT Credit Card
Zero hidden costs. Complete fee schedule verified with AXIS Bank official guidelines.
One-time fee charged on the first statement
Billed annually starting from the 2nd year
Annual fee reversed upon crossing this spend milestone in the preceding card year
Charges applicable on foreign currency transactions and cross-border payments
Standard interest rate on revolving card balances
Fee on ATM cash withdrawals via credit card
From the first day of billing cycle till due date
Airport Lounge Privileges on the Axis Bank SELECT Credit Card
Experience gourmet dining, quiet workspaces, and premium comforts before every flight.
8 complimentary domestic airport lounge visits per calendar year (2 per quarter)
Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.
6 complimentary international visits per calendar year via Priority Pass
Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.
What Makes Axis Bank SELECT Credit Card Stand Out?
Discover the top benefits, special offers, and protections engineered into this card.
Flat ₹500 monthly discount on BigBasket (up to ₹6,000 annual grocery savings).
Buy 1 Get 1 on BookMyShow (up to ₹300 off on second ticket, twice a month).
Complimentary golf rounds and lessons every calendar quarter.
Pros & Cons of the Axis Bank SELECT Credit Card
An honest, transparent evaluation of strengths and limitations before you submit your application.
What We Love (Pros)
- Reliable lifestyle savings on BigBasket and BookMyShow.
- Complimentary Amazon Prime membership and golf perks.
- Both domestic and international lounge allowances included.
Things to Consider (Cons)
- High renewal fee waiver target (₹6,00,000 annual spend).
- Forex markup remains high at standard 3.50%.
- Quarterly ₹50k domestic spend condition required for airport lounges.
Who Can Apply for the Axis Bank SELECT Credit Card?
Review minimum income, credit score thresholds, and essential verification documents.
Net in-hand monthly or annual earnings
Primary applicant (18+ for add-ons)
With continuous employment proof
With valid Indian address proof
730+ Score Recommended
Applicants with a credit score of 730 or higher enjoy fast-tracked approval and preferential credit limits from AXIS Bank.
Documents Required
100% digital paperless verification via Video KYC. Keep these documents ready:
Identity & Address Proof
Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.
PAN Card
Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.
Proof of Income
Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.
Everything You Need to Know About Axis Bank SELECT Credit Card
Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.
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Ready to Apply for the Axis Bank SELECT Credit Card?
Check your pre-approved credit limit and instant approval eligibility across AXIS Bank with 100% paperless verification and zero score impact.