Samsung Axis Bank Infinite Credit Card
Verified by Grofi • 2026
10% Flagship Electronics Cashback
Visa NetworkIssued by AXIS Bank

Samsung Axis Bank Infinite Credit Card

The premium tier of the Samsung partnership provides up to ₹20,000 in direct annual cashback (capped at ₹5,000/month) on Samsung flagship phones, OLED TVs, and premium appliances. It couples this with international Priority Pass lounge visits, domestic airport lounges, and 15X rewards across partner apps.

4.8 / 5.0Grofi Rating
2,800+ Checked This Month
Zero Hard Inquiry
Annual Fee₹5,000 + GSTWaiver available
Joining Fee₹5,000 + GSTOne-time fee
Reward Value10% cashback on Samsung products ( ₹20,000/year) + 15X on partner brandsCashback & EDGE Rewards
Lounge Access8 complimentary domestic airport lounge visits per calendar year (2 per quarter)Airport Privileges
100% Paperless Digital ApplicationNo Hidden Processing FeesQuick V-KYC within 5 Minutes
GROFI EDITORIAL VERDICT

Why We Recommend The Samsung Axis Bank Infinite Credit Card

The ultimate consumer electronics card for premium tech buyers looking to save up to ₹20,000 annually.

Best Suited For

Gadget power users outfitting homes with premium Samsung electronics and flagship smartphones.

Welcome Gift & Activation Benefits

Bonus Value
30,000 EDGE Reward Points (worth ₹6,000) upon completing 3 transactions in first 30 days.

* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.

Benchmark Score

Grofi Expert Rating

9.4/ 10
Reward & Return Value9.6 / 10
Airport Lounge & Travel9.4 / 10
Fee-to-Value Ratio9.1 / 10
Ecosystem & Merchant Offers9.3 / 10
Independent Methodology

Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.

ESTIMATED VALUE CALCULATOR

How Much Can You Save with the Samsung Axis Bank Infinite Credit Card?

Adjust your expected monthly card spends to calculate your real annual rewards and net savings.

₹50,000
₹10,000 / mo₹1,00,000 / mo₹2,50,000+ / mo
40% of spends

Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.

Official Reward Rate SpecsCashback & EDGE Rewards
Base Spends5 EDGE points per ₹100 on retail retail transactions
Accelerated Spends10% cashback on Samsung ecosystem spends (capped at ₹5,000/month, ₹20,000/yr); 15X EDGE points on BigBasket, Tata 1mg, Zomato, and Urban Company

* Reward Point Value: ₹1.00 (Cashback) / ₹0.20 (EDGE Points) on statement credit or travel bookings.

Projected Annual Net Yield
Net Annual Savings & Value
₹31,600

Based on annual spending of ₹6,00,000.

Gross Reward Value+₹36,600
Annual Renewal Fee-₹5,000
Estimated Reward Points~73,200 Cashback & EDGE Rewards
Tip: Waived on annual spends of ₹7,00,000 or more
TRANSPARENT PRICING

Fees & Charges Breakdown for Samsung Axis Bank Infinite Credit Card

Zero hidden costs. Complete fee schedule verified with AXIS Bank official guidelines.

Joining FeeFREE
₹5,000 + GST

One-time fee charged on the first statement

Annual / Renewal Fee
₹5,000 + GST

Billed annually starting from the 2nd year

Spend-Based Fee Waiver
Waived on annual spends of ₹7,00,000 or more

Annual fee reversed upon crossing this spend milestone in the preceding card year

Forex Markup Fee
3.50% + GST

Charges applicable on foreign currency transactions and cross-border payments

Finance Charges (APR)
3.60% p.m. (43.2% p.a.)

Standard interest rate on revolving card balances

Cash Advance Fee
2.5% (Min. ₹500)

Fee on ATM cash withdrawals via credit card

Interest-Free Period
Up to 50 Days

From the first day of billing cycle till due date

How to Avoid the Annual Fee:Waived on annual spends of ₹7,00,000 or more
Statutory Goods & Services Tax (GST):Government Goods and Services Tax (GST) of 18% is applicable over and above all credit card fee components and finance charges.
TRAVEL & LUXURY PRIVILEGES

Airport Lounge Privileges on the Samsung Axis Bank Infinite Credit Card

Experience gourmet dining, quiet workspaces, and premium comforts before every flight.

India Terminals
Domestic Airport Lounge Access

8 complimentary domestic airport lounge visits per calendar year (2 per quarter)

Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.

Complimentary buffet, beverages, high-speed Wi-Fi, and plush seating
Swipe ₹2 (Visa/Mastercard) or ₹25 (RuPay) authorization fee at entry
Operated via Visa Lounge Program & DreamFolks Network
Worldwide Terminals
International Lounge Access

6 complimentary international visits per calendar year via Priority Pass

Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.

Priority Pass / LoungeKey / DreamFolks Global membership supported
Guest privileges available as per card tier specifications
Worldwide access network via Priority Pass or DragonPass
KEY CARD HIGHLIGHTS

What Makes Samsung Axis Bank Infinite Credit Card Stand Out?

Discover the top benefits, special offers, and protections engineered into this card.

Feature #1

Up to ₹20,000 cashback every year on Samsung flagship electronics and computing.

Feature #2

30,000 welcome points completely recover the ₹5,000 joining fee.

Feature #3

Both domestic and international airport lounge privileges.

BALANCED EDITORIAL ASSESSMENT

Pros & Cons of the Samsung Axis Bank Infinite Credit Card

An honest, transparent evaluation of strengths and limitations before you submit your application.

What We Love (Pros)

3 Advantages
  • Higher monthly cap (₹5,000/mo) allows big savings on flagship Galaxy S/Fold series phones and OLED TVs.
  • International Priority Pass lounge access included.
  • Welcome reward point drop provides instant positive first-year ROI.

Things to Consider (Cons)

3 Limitations
  • Steep ₹5,00, annual fee.
  • High fee-waiver spend threshold (₹7 Lakhs).
  • Benefits outside Samsung and partner merchants drop to standard rates.
Independent Editorial Policy: Grofi never charges consumers for recommendations. All reviews are unbiased.
ELIGIBILITY CRITERIA

Who Can Apply for the Samsung Axis Bank Infinite Credit Card?

Review minimum income, credit score thresholds, and essential verification documents.

Minimum Income
₹1,00,000/month

Net in-hand monthly or annual earnings

Age Requirement
21 – 65 Years

Primary applicant (18+ for add-ons)

Employment Profile
Salaried or Self-Employed

With continuous employment proof

Residential Status
Resident Indian

With valid Indian address proof

Recommended Credit Score (CIBIL / Experian)

740+ Score Recommended

High Approval
300 (Poor)650 (Fair)750 (Good)900 (Excellent)

Applicants with a credit score of 740 or higher enjoy fast-tracked approval and preferential credit limits from AXIS Bank.

Documents Required

100% digital paperless verification via Video KYC. Keep these documents ready:

Identity & Address Proof

Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.

PAN Card

Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.

Proof of Income

Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.

Zero CIBIL Impact Soft Check
FREQUENTLY ASKED QUESTIONS

Everything You Need to Know About Samsung Axis Bank Infinite Credit Card

Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.

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Compare rewards, annual fees, and airport lounge perks across alternative options.

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Instant Digital Verification

Ready to Apply for the Samsung Axis Bank Infinite Credit Card?

Check your pre-approved credit limit and instant approval eligibility across AXIS Bank with 100% paperless verification and zero score impact.

100% Free ServiceNo CIBIL Score Impact256-Bit Bank Grade Encryption