Axis Bank Primus Credit Card
Axis Bank’s most exclusive offering, issued by personal invitation to multi-crore family offices, billionaire promoters, and top industrial leaders. Carrying an upfront joining fee of ₹5 Lakhs, it provides bespoke lifestyle concierge services, private aviation and yacht charters, Michelin dining access, and VIP tarmac airport meet-and-assist services.
Why We Recommend The Axis Bank Primus Credit Card
Axis Bank’s invitation-only crown jewel, positioned above Burgundy Private to rival the world’s most elite luxury cards.
India’s ultra-affluent elite who require bespoke private aviation access and international concierge services.
Welcome Gift & Activation Benefits
* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.
Grofi Expert Rating
Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.
How Much Can You Save with the Axis Bank Primus Credit Card?
Adjust your expected monthly card spends to calculate your real annual rewards and net savings.
Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.
* Reward Point Value: Custom Luxury Valuation on statement credit or travel bookings.
Based on annual spending of ₹6,00,000.
Fees & Charges Breakdown for Axis Bank Primus Credit Card
Zero hidden costs. Complete fee schedule verified with AXIS Bank official guidelines.
One-time fee charged on the first statement
Billed annually starting from the 2nd year
Annual fee reversed upon crossing this spend milestone in the preceding card year
Charges applicable on foreign currency transactions and cross-border payments
Standard interest rate on revolving card balances
Fee on ATM cash withdrawals via credit card
From the first day of billing cycle till due date
Airport Lounge Privileges on the Axis Bank Primus Credit Card
Experience gourmet dining, quiet workspaces, and premium comforts before every flight.
Unlimited complimentary domestic airport lounge and VIP terminal meet-and-assist access
Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.
Unlimited worldwide lounge and private jet terminal services
Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.
What Makes Axis Bank Primus Credit Card Stand Out?
Discover the top benefits, special offers, and protections engineered into this card.
Strictly by invitation for India’s wealthiest family offices and billionaire industrialists.
0% foreign exchange markup on all international transactions.
Dedicated 24/7 private concierge for international bookings and private charters.
Pros & Cons of the Axis Bank Primus Credit Card
An honest, transparent evaluation of strengths and limitations before you submit your application.
What We Love (Pros)
- Ultimate symbol of prestige and access in Indian banking.
- VIP airport tarmac transfers and meet-and-assist services.
- Zero foreign exchange fee liability globally.
Things to Consider (Cons)
- Highest joining fee in India (₹5 Lakhs + GST).
- Available exclusively by personal invitation from executive leadership.
- Astronomical ongoing renewal charges.
Who Can Apply for the Axis Bank Primus Credit Card?
Review minimum income, credit score thresholds, and essential verification documents.
Net in-hand monthly or annual earnings
Primary applicant (18+ for add-ons)
With continuous employment proof
With valid Indian address proof
800+ Score Recommended
Applicants with a credit score of 800 or higher enjoy fast-tracked approval and preferential credit limits from AXIS Bank.
Documents Required
100% digital paperless verification via Video KYC. Keep these documents ready:
Identity & Address Proof
Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.
PAN Card
Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.
Proof of Income
Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.
Everything You Need to Know About Axis Bank Primus Credit Card
Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.
Explore Similar Cards from AXIS Bank
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Ready to Apply for the Axis Bank Primus Credit Card?
Check your pre-approved credit limit and instant approval eligibility across AXIS Bank with 100% paperless verification and zero score impact.