Axis Bank Burgundy Private Credit Card
The premier private wealth card in India, crafted in metal and issued Lifetime Free to clients maintaining ₹5 Crore+ in Total Relationship Value with Axis Bank Burgundy Private. It features true 0.00% foreign exchange markup, unlimited global lounge access with unlimited guest entry, and an uncapped 5:4 partner airline miles transfer ratio.
Why We Recommend The Axis Bank Burgundy Private Credit Card
Arguably India’s most powerful private banking card, combining 0% forex fees with unlimited lounge guest access.
Ultra-high-net-worth individuals and global travelers wanting 0% forex markup and unrestricted airline transfers.
Welcome Gift & Activation Benefits
* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.
Grofi Expert Rating
Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.
How Much Can You Save with the Axis Bank Burgundy Private Credit Card?
Adjust your expected monthly card spends to calculate your real annual rewards and net savings.
Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.
* Reward Point Value: Up to ₹1.00 per mile (yielding effective 6% to 15% return on travel transfers) on statement credit or travel bookings.
Based on annual spending of ₹6,00,000.
Fees & Charges Breakdown for Axis Bank Burgundy Private Credit Card
Zero hidden costs. Complete fee schedule verified with AXIS Bank official guidelines.
One-time fee charged on the first statement
Billed annually starting from the 2nd year
Annual fee reversed upon crossing this spend milestone in the preceding card year
Charges applicable on foreign currency transactions and cross-border payments
Standard interest rate on revolving card balances
Fee on ATM cash withdrawals via credit card
From the first day of billing cycle till due date
Airport Lounge Privileges on the Axis Bank Burgundy Private Credit Card
Experience gourmet dining, quiet workspaces, and premium comforts before every flight.
Unlimited complimentary domestic airport lounge visits for primary cardholder, add-ons, and guests
Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.
Unlimited complimentary international visits via Priority Pass with unlimited guest visits
Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.
What Makes Axis Bank Burgundy Private Credit Card Stand Out?
Discover the top benefits, special offers, and protections engineered into this card.
True 0.00% zero foreign currency markup worldwide.
Unlimited domestic and international lounge visits with unlimited free guest entry.
Zero annual fee for Burgundy Private clients maintaining ₹5 Crore Total Relationship Value (TRV).
Pros & Cons of the Axis Bank Burgundy Private Credit Card
An honest, transparent evaluation of strengths and limitations before you submit your application.
What We Love (Pros)
- 0% forex markup on a top-tier luxury credit card.
- Unlimited guest lounge access globally.
- 5:4 air miles transfer ratio without standard retail partner capping restrictions.
Things to Consider (Cons)
- Requires Burgundy Private banking status (minimum ₹5 Crore relationship value).
- By invitation only.
- Non-Burgundy private applicants cannot obtain this card.
Who Can Apply for the Axis Bank Burgundy Private Credit Card?
Review minimum income, credit score thresholds, and essential verification documents.
Net in-hand monthly or annual earnings
Primary applicant (18+ for add-ons)
With continuous employment proof
With valid Indian address proof
780+ Score Recommended
Applicants with a credit score of 780 or higher enjoy fast-tracked approval and preferential credit limits from AXIS Bank.
Documents Required
100% digital paperless verification via Video KYC. Keep these documents ready:
Identity & Address Proof
Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.
PAN Card
Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.
Proof of Income
Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.
Everything You Need to Know About Axis Bank Burgundy Private Credit Card
Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.
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Ready to Apply for the Axis Bank Burgundy Private Credit Card?
Check your pre-approved credit limit and instant approval eligibility across AXIS Bank with 100% paperless verification and zero score impact.