Diners Club Privilege Credit Card
An attractive mid-tier lifestyle card focusing heavily on dining and weekend entertainment. Cardholders enjoy 5X rewards on Swiggy and Zomato, Buy-1-Get-1 free movie tickets on BookMyShow, and 8 shared domestic and international lounge visits without needing a separate Priority Pass.
Why We Recommend The Diners Club Privilege Credit Card
Superb for dining and movie enthusiasts. Its lower fee waiver bar (₹3L vs Regalia Gold’s ₹4L) makes it easier to keep free.
Dining regulars, foodies, and travelers who appreciate movie and golf privileges
Welcome Gift & Activation Benefits
* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.
Grofi Expert Rating
Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.
How Much Can You Save with the Diners Club Privilege Credit Card?
Adjust your expected monthly card spends to calculate your real annual rewards and net savings.
Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.
* Reward Point Value: 1 RP = ₹0.50 for flights & hotels via SmartBuy on statement credit or travel bookings.
Based on annual spending of ₹6,00,000.
Fees & Charges Breakdown for Diners Club Privilege Credit Card
Zero hidden costs. Complete fee schedule verified with HDFC Bank official guidelines.
One-time fee charged on the first statement
Billed annually starting from the 2nd year
Annual fee reversed upon crossing this spend milestone in the preceding card year
Charges applicable on foreign currency transactions and cross-border payments
Standard interest rate on revolving card balances
Fee on ATM cash withdrawals via credit card
From the first day of billing cycle till due date
Airport Lounge Privileges on the Diners Club Privilege Credit Card
Experience gourmet dining, quiet workspaces, and premium comforts before every flight.
Up to 8 complimentary domestic and international airport lounge visits per year
Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.
Shared pool of 8 visits across domestic & worldwide Diners lounges
Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.
What Makes Diners Club Privilege Credit Card Stand Out?
Discover the top benefits, special offers, and protections engineered into this card.
₹1,500 Marriott, Decathlon, or shopping voucher on ₹1.5 Lakh quarterly spend
BookMyShow buy 1 get 1 free up to ₹250 on weekend movie tickets
Low 2% forex markup for international spends
Pros & Cons of the Diners Club Privilege Credit Card
An honest, transparent evaluation of strengths and limitations before you submit your application.
What We Love (Pros)
- Accessible ₹3 Lakh spend threshold for annual fee waiver
- Shared international + domestic lounge access without needing Priority Pass
- Generous dining accelerator for Swiggy and Zomato
Things to Consider (Cons)
- Diners Club network acceptance can be limited at smaller offline terminals
- Quarterly lounge access requires ₹15,000 previous spend
Who Can Apply for the Diners Club Privilege Credit Card?
Review minimum income, credit score thresholds, and essential verification documents.
Net in-hand monthly or annual earnings
Primary applicant (18+ for add-ons)
With continuous employment proof
With valid Indian address proof
740+ Score Recommended
Applicants with a credit score of 740 or higher enjoy fast-tracked approval and preferential credit limits from HDFC Bank.
Documents Required
100% digital paperless verification via Video KYC. Keep these documents ready:
Identity & Address Proof
Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.
PAN Card
Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.
Proof of Income
Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.
Everything You Need to Know About Diners Club Privilege Credit Card
Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.
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Ready to Apply for the Diners Club Privilege Credit Card?
Check your pre-approved credit limit and instant approval eligibility across HDFC Bank with 100% paperless verification and zero score impact.