BizPower Credit Card
Designed for mid-market business owners and partners who travel regularly for client engagements. It provides an optimal balance between 5X reward acceleration on corporate taxes, utility bills, and SaaS software licenses, alongside 8 domestic and 4 international airport lounge visits.
Why We Recommend The BizPower Credit Card
The ideal sweet spot for mid-market entrepreneurs, blending business tax rewards with domestic & international travel lounge access.
Mid-sized businesses and executives who travel for client meetings and manage large monthly tax/vendor spends
Welcome Gift & Activation Benefits
* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.
Grofi Expert Rating
Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.
How Much Can You Save with the BizPower Credit Card?
Adjust your expected monthly card spends to calculate your real annual rewards and net savings.
Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.
* Reward Point Value: 1 RP = ₹0.50 for flights & hotels on statement credit or travel bookings.
Based on annual spending of ₹6,00,000.
Fees & Charges Breakdown for BizPower Credit Card
Zero hidden costs. Complete fee schedule verified with HDFC Bank official guidelines.
One-time fee charged on the first statement
Billed annually starting from the 2nd year
Annual fee reversed upon crossing this spend milestone in the preceding card year
Charges applicable on foreign currency transactions and cross-border payments
Standard interest rate on revolving card balances
Fee on ATM cash withdrawals via credit card
From the first day of billing cycle till due date
Airport Lounge Privileges on the BizPower Credit Card
Experience gourmet dining, quiet workspaces, and premium comforts before every flight.
8 complimentary domestic airport lounge visits per calendar year (2 per quarter)
Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.
Up to 4 complimentary international lounge visits per year
Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.
What Makes BizPower Credit Card Stand Out?
Discover the top benefits, special offers, and protections engineered into this card.
Dedicated expense management reporting for corporate accounting
Domestic & international airport lounge access for traveling founders
Accelerated points on income tax and advance tax payments
Pros & Cons of the BizPower Credit Card
An honest, transparent evaluation of strengths and limitations before you submit your application.
What We Love (Pros)
- Combines strong tax/bill rewards with airport lounge privileges
- Generous 55-day interest-free liquidity buffer
- Lower forex markup of 2.5% compared to entry cards
Things to Consider (Cons)
- Quarterly lounge access requires spend active criteria
- Higher annual fee of ₹2,500
Who Can Apply for the BizPower Credit Card?
Review minimum income, credit score thresholds, and essential verification documents.
Net in-hand monthly or annual earnings
Primary applicant (18+ for add-ons)
With continuous employment proof
With valid Indian address proof
740+ Score Recommended
Applicants with a credit score of 740 or higher enjoy fast-tracked approval and preferential credit limits from HDFC Bank.
Documents Required
100% digital paperless verification via Video KYC. Keep these documents ready:
Identity & Address Proof
Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.
PAN Card
Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.
Proof of Income
Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.
Everything You Need to Know About BizPower Credit Card
Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.
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Ready to Apply for the BizPower Credit Card?
Check your pre-approved credit limit and instant approval eligibility across HDFC Bank with 100% paperless verification and zero score impact.