AmpliFi Fi-Federal Credit Card
The premium tier of the Fi Money credit portfolio, the AmpliFi Credit Card delivers true 0.00% foreign exchange markup on international transactions. It pairs this global fee waiver with an accelerated 3% return across 20+ consumer apps (including Swiggy, Uber, Amazon, and DMart) and continues earning rewards on rent and fuel.
Why We Recommend The AmpliFi Fi-Federal Credit Card
One of the best multi-brand lifestyle cards, combining 0% forex fees with generous reward coverage across 20+ partner apps.
Urban digital consumers wanting an all-in-one lifestyle card covering daily apps with 0% forex markup.
Welcome Gift & Activation Benefits
* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.
Grofi Expert Rating
Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.
How Much Can You Save with the AmpliFi Fi-Federal Credit Card?
Adjust your expected monthly card spends to calculate your real annual rewards and net savings.
Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.
* Reward Point Value: ₹0.03 per coin (redeemable for cash, flights, hotel points, and vouchers) on statement credit or travel bookings.
Based on annual spending of ₹6,00,000.
Fees & Charges Breakdown for AmpliFi Fi-Federal Credit Card
Zero hidden costs. Complete fee schedule verified with FEDERAL Bank official guidelines.
One-time fee charged on the first statement
Billed annually starting from the 2nd year
Annual fee reversed upon crossing this spend milestone in the preceding card year
Charges applicable on foreign currency transactions and cross-border payments
Standard interest rate on revolving card balances
Fee on ATM cash withdrawals via credit card
From the first day of billing cycle till due date
Airport Lounge Privileges on the AmpliFi Fi-Federal Credit Card
Experience gourmet dining, quiet workspaces, and premium comforts before every flight.
4 complimentary domestic airport lounge visits per calendar year (1 per quarter)
Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.
Not available
Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.
What Makes AmpliFi Fi-Federal Credit Card Stand Out?
Discover the top benefits, special offers, and protections engineered into this card.
Complete 0.00% zero foreign exchange markup on international transactions.
Accelerated 3% returns on everyday heavyweights: Swiggy, Uber, Amazon, and DMart.
Earns base rewards even on rent and fuel (which most competing cards exclude).
Pros & Cons of the AmpliFi Fi-Federal Credit Card
An honest, transparent evaluation of strengths and limitations before you submit your application.
What We Love (Pros)
- True 0% forex markup eliminates foreign transaction charges.
- Earns rewards on rent payments and fuel without category exclusions.
- Welcome subscription and voucher pack covers the ₹2,000 joining fee.
Things to Consider (Cons)
- Requires spending at least ₹15,000 in a statement cycle to unlock the 3% accelerated rate.
- Airport lounge access is gated behind a quarterly spend condition.
- Annual renewal fee of ₹2,000 if spend threshold is not reached.
Who Can Apply for the AmpliFi Fi-Federal Credit Card?
Review minimum income, credit score thresholds, and essential verification documents.
Net in-hand monthly or annual earnings
Primary applicant (18+ for add-ons)
With continuous employment proof
With valid Indian address proof
730+ Score Recommended
Applicants with a credit score of 730 or higher enjoy fast-tracked approval and preferential credit limits from FEDERAL Bank.
Documents Required
100% digital paperless verification via Video KYC. Keep these documents ready:
Identity & Address Proof
Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.
PAN Card
Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.
Proof of Income
Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.
Everything You Need to Know About AmpliFi Fi-Federal Credit Card
Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.
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Ready to Apply for the AmpliFi Fi-Federal Credit Card?
Check your pre-approved credit limit and instant approval eligibility across FEDERAL Bank with 100% paperless verification and zero score impact.