BOBCARD Corporate
An institutional corporate card created for companies and partnerships to govern employee travel, lodging, and business expenses. Issued with zero joining fee and a ₹1,000 annual fee (waived on ₹1,00,000 annual spend), it features fourth-line company name embossing, categorized employee spend statements, and 8 domestic airport lounge visits annually.
Why We Recommend The BOBCARD Corporate
A dependable corporate expense management card offering 8 annual domestic lounge visits and easy ₹1 Lakh fee waiver.
Companies and partnerships seeking centralized employee travel governance with airport lounge access.
Welcome Gift & Activation Benefits
* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.
Grofi Expert Rating
Ratings are algorithmically weighted using real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and pricing transparency.
Uncover Your True Net Yield with the BOBCARD Corporate
Financially calibrated for BOBCARD Limited (Bank of Baroda) reward policies. Simulate your real spending habits, unlock milestone fee waivers, and forecast pure rupee savings.
* Official Point Value: ₹0.25
Calculated on annual spending of ₹6,00,000.
Instant Bank Approval • Zero CIBIL Impact Check
Complete Fee Schedule for the BOBCARD Corporate
Zero hidden charges. Transparent pricing verified against official BOBCARD Limited (Bank of Baroda) regulatory schedules.
One-time setup fee billed on your first monthly card statement
Billed annually starting from the 2nd year of card membership
Annual renewal fee is reversed upon crossing this spend milestone in the preceding card year
Charges applicable on foreign currency transactions and cross-border payments
Standard interest rate applicable on revolving card balances
Fee applicable on ATM cash withdrawals via credit card
Grace window from the first day of billing cycle till due date
Airport Lounge Privileges on the BOBCARD Corporate
Experience complimentary gourmet dining, quiet workspaces, and premium comforts before every flight.
8 complimentary visits per calendar year (max 2 per quarter)
Valid across 40+ premier domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.
Not available
Complimentary international airport lounge access is reserved for premium travel credit cards.
What Makes BOBCARD Corporate Stand Out?
Top card benefits, milestone perks, partner privileges, and consumer protections engineered into this tier.
Zero joining fee and ₹1,000 annual fee waived on ₹1,00,000 annual spend.
8 complimentary domestic airport lounge visits per year (2 per quarter) for traveling employees.
Same-day billing across all employee cards with categorized corporate spend statements.
Honest Pros & Cons of the BOBCARD Corporate
An objective evaluation of key strengths and structural limitations before submitting your application.
What We Love (Pros)
- Generous 8 domestic airport lounge visits per year at a ₹0 joining fee.
- Streamlines employee travel reimbursements with self-care portal and categorized MIS statements.
- 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000 (max ₹250/statement).
Things to Consider (Cons)
- Sole proprietorships are not eligible (must apply for Empower Business instead).
- Requires an existing corporate banking relationship with Bank of Baroda.
- Cash withdrawal limit is restricted to 20% of the credit limit.
Who Can Apply for the BOBCARD Corporate?
Review minimum income thresholds, credit score benchmarks, and essential documentation before starting.
Net in-hand monthly or annual earnings
Primary cardholder (18+ for add-on cards)
With continuous regular employment history
With valid Indian residential address proof
720+ Score Recommended
Applicants with a score above 720 qualify for expedited approval, optimal credit limits, and zero security deposit requirements from BOBCARD Limited (Bank of Baroda).
Documents Required
100% digital paperless verification via Video KYC. Keep these documents ready:
Identity & Address Verification
Aadhaar Card (linked with mobile number for instantaneous e-KYC), Passport, Driving License, or Voter ID.
PAN Card
Mandatory physical or verifiable e-PAN copy required by RBI guidelines for all formal credit evaluations.
Proof of Income
Salaried: Last 3 months' salary slips or net banking account aggregator consent. Self-employed: Latest ITR computation.
Everything You Need to Know About BOBCARD Corporate
Clear answers on fee waivers, reward points redemption, lounge rules, and approval timelines.
The annual renewal fee for BOBCARD Corporate is ₹1,000 + GST.
You can have this fee completely waived by meeting the annual spend milestone: Waived on anniversary spends of ₹1,00,000 or more. Spends across retail, online shopping, travel, dining, and utility payments count towards this milestone.
The BOBCARD Corporate features: 1 Reward Point per ₹100 on corporate expenses + 8 Domestic Airport Lounge visits/year.
Base reward: 1 Reward Point per ₹100 on eligible official corporate expenses (0.25% return).
Accelerated reward: extra 4X/10X points only when booking flights/hotels via BOBCARD SmartDeal portal.
Reward points can be redeemed directly via the BOBCARD Limited (Bank of Baroda) netbanking portal or mobile app for statement cash credit, flight tickets, hotel bookings, or brand shopping vouchers.
Explore Similar Cards from BOBCARD Limited (Bank of Baroda)
Compare reward structures, annual renewal fees, and airport lounge perks across alternative options.
BOBCARD Cashback
Designed as an economical cashback solution, the BOBCARD Cashback Credit Card provides a 5% direct statement return on domestic online transactions and an unlimited 1% return on eligible offline spends. With flexible fee options of ₹49/month or ₹499/year, it automatically credits savings to the next monthly statement.
BOBCARD CMA One
Completing BOBCARD’s institutional accounting suite, the CMA One card is dedicated to members of the Institute of Cost Accountants of India (ICMAI). Issued Lifetime Free, it pairs 12 domestic airport lounge visits per year with quarterly milestone bonuses of 4,000 points, a reduced 2.00% forex markup, and ₹5 Lakhs Professional Indemnity Insurance.
BOBCARD Easy
The foundational entry card across Bank of Baroda branches, BOBCARD Easy is built for daily household shopping. It offers 5X reward points on departmental stores and movies, links to mobile UPI apps on the RuPay variant, and carries a low annual renewal fee waiver threshold of ₹35,000.
Ready to Apply for the BOBCARD Corporate?
Check your pre-approved credit limit and instant approval eligibility across BOBCARD Limited (Bank of Baroda) with 100% paperless verification and zero score impact.