BOBCARD Etihad Guest Premium
An international travel card tailored for flyers on Etihad Airways and its global partner network. It features true 0.00% foreign exchange markup on cross-border transactions, direct Etihad Guest Miles accrual, an Etihad Guest Gold tier fast-track, and comprehensive airport lounge access across domestic and global terminals.
Why We Recommend The BOBCARD Etihad Guest Premium
One of the most competitive travel cards in India for international flyers thanks to its headline 0% forex markup.
Frequent Gulf, European, and US travelers flying Etihad looking to avoid forex fees.
Welcome Gift & Activation Benefits
* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.
Grofi Expert Rating
Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.
How Much Can You Save with the BOBCARD Etihad Guest Premium?
Adjust your expected monthly card spends to calculate your real annual rewards and net savings.
Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.
* Reward Point Value: Up to ₹1.00 (based on Etihad seat reward redemptions) on statement credit or travel bookings.
Based on annual spending of ₹6,00,000.
Fees & Charges Breakdown for BOBCARD Etihad Guest Premium
Zero hidden costs. Complete fee schedule verified with BOB Bank official guidelines.
One-time fee charged on the first statement
Billed annually starting from the 2nd year
Annual fee reversed upon crossing this spend milestone in the preceding card year
Charges applicable on foreign currency transactions and cross-border payments
Standard interest rate on revolving card balances
Fee on ATM cash withdrawals via credit card
From the first day of billing cycle till due date
Airport Lounge Privileges on the BOBCARD Etihad Guest Premium
Experience gourmet dining, quiet workspaces, and premium comforts before every flight.
Unlimited complimentary domestic airport lounge visits
Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.
8 complimentary international visits per year via Priority Pass (max 2 per quarter)
Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.
What Makes BOBCARD Etihad Guest Premium Stand Out?
Discover the top benefits, special offers, and protections engineered into this card.
True 0% foreign exchange markup fee on all overseas and foreign currency spends.
Direct monthly credit of Etihad Guest Miles into frequent flyer profile.
Complimentary domestic and international airport lounge network access.
Pros & Cons of the BOBCARD Etihad Guest Premium
An honest, transparent evaluation of strengths and limitations before you submit your application.
What We Love (Pros)
- Rare card combining 0% forex markup with direct international airline mileage accrual.
- Complimentary Etihad Guest Gold status accelerator.
- Generous international Priority Pass allotment.
Things to Consider (Cons)
- Premium annual fee of ₹5,000 + GST.
- Miles are tied to Etihad Airways and partner airline redemption seats.
- Requires substantial international and aviation spending to justify the fee.
Who Can Apply for the BOBCARD Etihad Guest Premium?
Review minimum income, credit score thresholds, and essential verification documents.
Net in-hand monthly or annual earnings
Primary applicant (18+ for add-ons)
With continuous employment proof
With valid Indian address proof
750+ Score Recommended
Applicants with a credit score of 750 or higher enjoy fast-tracked approval and preferential credit limits from BOB Bank.
Documents Required
100% digital paperless verification via Video KYC. Keep these documents ready:
Identity & Address Proof
Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.
PAN Card
Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.
Proof of Income
Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.
Everything You Need to Know About BOBCARD Etihad Guest Premium
Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.
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Ready to Apply for the BOBCARD Etihad Guest Premium?
Check your pre-approved credit limit and instant approval eligibility across BOB Bank with 100% paperless verification and zero score impact.