YES BANK Wellness Plus Credit Card
A health-focused lifestyle card created in collaboration with Aditya Birla Wellness. It provides a 3.75% return on pharmacy, medical diagnostic, and chemist purchases, paired with 12 complimentary annual gym session passes, comprehensive 25-parameter health screenings, and domestic airport lounge access.
Why We Recommend The YES BANK Wellness Plus Credit Card
An innovative wellness lifestyle card that delivers gym passes, health checkups, and strong pharmacy savings.
Fitness-conscious professionals and families managing regular medical and pharmacy expenses.
Welcome Gift & Activation Benefits
* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.
Grofi Expert Rating
Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.
How Much Can You Save with the YES BANK Wellness Plus Credit Card?
Adjust your expected monthly card spends to calculate your real annual rewards and net savings.
Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.
* Reward Point Value: ₹0.25 on statement credit or travel bookings.
Based on annual spending of ₹6,00,000.
Fees & Charges Breakdown for YES BANK Wellness Plus Credit Card
Zero hidden costs. Complete fee schedule verified with YES Bank official guidelines.
One-time fee charged on the first statement
Billed annually starting from the 2nd year
Annual fee reversed upon crossing this spend milestone in the preceding card year
Charges applicable on foreign currency transactions and cross-border payments
Standard interest rate on revolving card balances
Fee on ATM cash withdrawals via credit card
From the first day of billing cycle till due date
Airport Lounge Privileges on the YES BANK Wellness Plus Credit Card
Experience gourmet dining, quiet workspaces, and premium comforts before every flight.
4 complimentary domestic airport lounge visits per calendar year (1 per quarter)
Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.
Not available
Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.
What Makes YES BANK Wellness Plus Credit Card Stand Out?
Discover the top benefits, special offers, and protections engineered into this card.
High 3.75% reward return on all pharmacy, medical, and chemist purchases.
Complimentary annual health screening checkup and regular gym session passes.
4 complimentary domestic airport lounge visits per year across India.
Pros & Cons of the YES BANK Wellness Plus Credit Card
An honest, transparent evaluation of strengths and limitations before you submit your application.
What We Love (Pros)
- Comprehensive wellness package (health checkups and gym sessions) outweighs the ₹1,499 annual fee.
- Industry-leading 3.75% return on medical and chemist store bills.
- Domestic airport lounge access included.
Things to Consider (Cons)
- Gym access requires booking slots through partner app networks.
- Standard 3.50% forex fee.
- Rewards capped on pharmacy spends at 2,500 points per billing cycle.
Who Can Apply for the YES BANK Wellness Plus Credit Card?
Review minimum income, credit score thresholds, and essential verification documents.
Net in-hand monthly or annual earnings
Primary applicant (18+ for add-ons)
With continuous employment proof
With valid Indian address proof
710+ Score Recommended
Applicants with a credit score of 710 or higher enjoy fast-tracked approval and preferential credit limits from YES Bank.
Documents Required
100% digital paperless verification via Video KYC. Keep these documents ready:
Identity & Address Proof
Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.
PAN Card
Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.
Proof of Income
Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.
Everything You Need to Know About YES BANK Wellness Plus Credit Card
Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.
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Ready to Apply for the YES BANK Wellness Plus Credit Card?
Check your pre-approved credit limit and instant approval eligibility across YES Bank with 100% paperless verification and zero score impact.