SpiceJet Axis Bank Voyage Black Credit Card
Verified by Grofi • 2026
SpiceJet Frequent Flyer
Mastercard NetworkIssued by AXIS Bank

SpiceJet Axis Bank Voyage Black Credit Card

A dedicated airline card tailored for regular flyers on SpiceJet’s domestic and regional route network. Cardholders receive a ₹4,000 welcome flight voucher (double the ₹2,000 joining fee), SpiceClub Gold tier status with priority airport services, and 8 domestic airport lounge visits annually.

4.8 / 5.0Grofi Rating
2,800+ Checked This Month
Zero Hard Inquiry
Annual Fee₹2,000 + GSTWaiver available
Joining Fee₹2,000 + GSTOne-time fee
Reward Value7% value-back on SpiceJet flight tickets + priority servicesSpiceClub Points
Lounge Access8 complimentary domestic airport lounge visits per calendar year (2 per quarter)Airport Privileges
100% Paperless Digital ApplicationNo Hidden Processing FeesQuick V-KYC within 5 Minutes
GROFI EDITORIAL VERDICT

Why We Recommend The SpiceJet Axis Bank Voyage Black Credit Card

An aggressive co-brand whose ₹4,000 welcome flight voucher easily justifies its upfront cost for SpiceJet flyers.

Best Suited For

Regional domestic travelers flying SpiceJet on non-metro and tier-2 routes.

Welcome Gift & Activation Benefits

Bonus Value
SpiceJet flight voucher worth ₹4,000 upon making 2 transactions in the first 30 days.
Complimentary SpiceClub Gold tier status.

* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.

Benchmark Score

Grofi Expert Rating

9.4/ 10
Reward & Return Value9.6 / 10
Airport Lounge & Travel9.4 / 10
Fee-to-Value Ratio9.1 / 10
Ecosystem & Merchant Offers9.3 / 10
Independent Methodology

Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.

ESTIMATED VALUE CALCULATOR

How Much Can You Save with the SpiceJet Axis Bank Voyage Black Credit Card?

Adjust your expected monthly card spends to calculate your real annual rewards and net savings.

₹50,000
₹10,000 / mo₹1,00,000 / mo₹2,50,000+ / mo
40% of spends

Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.

Official Reward Rate SpecsSpiceClub Points
Base Spends3 SpiceClub Points per ₹100 on regular retail spends
Accelerated Spends28 SpiceClub Points (7% value-back) per ₹100 spent on SpiceJet bookings; 6 points per ₹100 on dining and entertainment

* Reward Point Value: Up to ₹0.50 (redeemable for SpiceJet flight tickets and meals) on statement credit or travel bookings.

Projected Annual Net Yield
Net Annual Savings & Value
₹25,620

Based on annual spending of ₹6,00,000.

Gross Reward Value+₹25,620
Annual Renewal FeeWaived (₹0)
Estimated Reward Points~51,240 SpiceClub Points
Fee Waiver Achieved! Your spends surpass the annual waiver threshold, making your annual renewal ₹0.
TRANSPARENT PRICING

Fees & Charges Breakdown for SpiceJet Axis Bank Voyage Black Credit Card

Zero hidden costs. Complete fee schedule verified with AXIS Bank official guidelines.

Joining FeeFREE
₹2,000 + GST

One-time fee charged on the first statement

Annual / Renewal Fee
₹2,000 + GST

Billed annually starting from the 2nd year

Spend-Based Fee Waiver
No annual spend waiver; compensated with flight vouchers upon renewal

Annual fee reversed upon crossing this spend milestone in the preceding card year

Forex Markup Fee
3.50% + GST

Charges applicable on foreign currency transactions and cross-border payments

Finance Charges (APR)
3.60% p.m. (43.2% p.a.)

Standard interest rate on revolving card balances

Cash Advance Fee
2.5% (Min. ₹500)

Fee on ATM cash withdrawals via credit card

Interest-Free Period
Up to 50 Days

From the first day of billing cycle till due date

How to Avoid the Annual Fee:No annual spend waiver; compensated with flight vouchers upon renewal
Statutory Goods & Services Tax (GST):Government Goods and Services Tax (GST) of 18% is applicable over and above all credit card fee components and finance charges.
TRAVEL & LUXURY PRIVILEGES

Airport Lounge Privileges on the SpiceJet Axis Bank Voyage Black Credit Card

Experience gourmet dining, quiet workspaces, and premium comforts before every flight.

India Terminals
Domestic Airport Lounge Access

8 complimentary domestic airport lounge visits per calendar year (2 per quarter)

Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.

Complimentary buffet, beverages, high-speed Wi-Fi, and plush seating
Swipe ₹2 (Visa/Mastercard) or ₹25 (RuPay) authorization fee at entry
Operated via Mastercard Lounge Program & DreamFolks Network
Worldwide Terminals
International Lounge Access

Not available

Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.

Priority Pass / LoungeKey / DreamFolks Global membership supported
Guest privileges available as per card tier specifications
Worldwide access network via Priority Pass or DragonPass
KEY CARD HIGHLIGHTS

What Makes SpiceJet Axis Bank Voyage Black Credit Card Stand Out?

Discover the top benefits, special offers, and protections engineered into this card.

Feature #1

Complimentary priority check-in, priority boarding, and preferred seat selection.

Feature #2

SpiceJet flight voucher worth ₹4,000 far exceeds the ₹2,000 joining fee.

Feature #3

8 complimentary domestic airport lounge visits annually.

BALANCED EDITORIAL ASSESSMENT

Pros & Cons of the SpiceJet Axis Bank Voyage Black Credit Card

An honest, transparent evaluation of strengths and limitations before you submit your application.

What We Love (Pros)

3 Advantages
  • Welcome flight voucher delivers double the value of the joining fee.
  • Gold airline tier status provides skip-the-line check-in convenience.
  • Includes 8 domestic airport lounge visits.

Things to Consider (Cons)

3 Limitations
  • Dependent on SpiceJet route network and airline reliability.
  • No spend-based waiver on renewal fee.
  • Points can only be redeemed on SpiceJet bookings.
Independent Editorial Policy: Grofi never charges consumers for recommendations. All reviews are unbiased.
ELIGIBILITY CRITERIA

Who Can Apply for the SpiceJet Axis Bank Voyage Black Credit Card?

Review minimum income, credit score thresholds, and essential verification documents.

Minimum Income
₹40,000/month

Net in-hand monthly or annual earnings

Age Requirement
21 – 65 Years

Primary applicant (18+ for add-ons)

Employment Profile
Salaried or Self-Employed

With continuous employment proof

Residential Status
Resident Indian

With valid Indian address proof

Recommended Credit Score (CIBIL / Experian)

710+ Score Recommended

High Approval
300 (Poor)650 (Fair)750 (Good)900 (Excellent)

Applicants with a credit score of 710 or higher enjoy fast-tracked approval and preferential credit limits from AXIS Bank.

Documents Required

100% digital paperless verification via Video KYC. Keep these documents ready:

Identity & Address Proof

Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.

PAN Card

Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.

Proof of Income

Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.

Zero CIBIL Impact Soft Check
FREQUENTLY ASKED QUESTIONS

Everything You Need to Know About SpiceJet Axis Bank Voyage Black Credit Card

Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.

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Compare rewards, annual fees, and airport lounge perks across alternative options.

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Instant Digital Verification

Ready to Apply for the SpiceJet Axis Bank Voyage Black Credit Card?

Check your pre-approved credit limit and instant approval eligibility across AXIS Bank with 100% paperless verification and zero score impact.

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