IDFC FIRST Mayura Credit Card
The IDFC FIRST Mayura Credit Card is the bank’s top-tier travel metal card, featuring true 0.00% foreign exchange markup worldwide. It includes guest allowances on domestic airport lounges, comprehensive trip cancellation reimbursement, and high reward multipliers on travel portal bookings.
Why We Recommend The IDFC FIRST Mayura Credit Card
IDFC's flagship travel metal card, pairing true 0% forex fees with generous lounge allowances and trip cancellation cover.
Frequent luxury travelers and overseas spenders looking for 0% forex fees and metal card prestige.
Welcome Gift & Activation Benefits
* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.
Grofi Expert Rating
Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.
How Much Can You Save with the IDFC FIRST Mayura Credit Card?
Adjust your expected monthly card spends to calculate your real annual rewards and net savings.
Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.
* Reward Point Value: ₹0.25 (up to ₹0.50 on travel portal bookings) on statement credit or travel bookings.
Based on annual spending of ₹6,00,000.
Fees & Charges Breakdown for IDFC FIRST Mayura Credit Card
Zero hidden costs. Complete fee schedule verified with IDFC Bank official guidelines.
One-time fee charged on the first statement
Billed annually starting from the 2nd year
Annual fee reversed upon crossing this spend milestone in the preceding card year
Charges applicable on foreign currency transactions and cross-border payments
Standard interest rate on revolving card balances
Fee on ATM cash withdrawals via credit card
From the first day of billing cycle till due date
Airport Lounge Privileges on the IDFC FIRST Mayura Credit Card
Experience gourmet dining, quiet workspaces, and premium comforts before every flight.
16 complimentary Indian airport lounge visits per year (max 4 per quarter, including 1 guest visit)
Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.
16 complimentary international lounge visits per year via Priority Pass (max 4 per quarter)
Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.
What Makes IDFC FIRST Mayura Credit Card Stand Out?
Discover the top benefits, special offers, and protections engineered into this card.
True 0.00% zero foreign currency markup on all international card swipes and portals.
Free trip cancellation protection cover up to ₹50,000 twice a year.
Buy 1 Get 1 free movie ticket on District app (up to ₹500 off on 2nd ticket, twice a month).
Pros & Cons of the IDFC FIRST Mayura Credit Card
An honest, transparent evaluation of strengths and limitations before you submit your application.
What We Love (Pros)
- True 0% forex markup on a luxury metal card.
- Lounge quota allows taking an accompanying guest into domestic lounges.
- Generous trip cancellation cover and up to ₹1,000 monthly movie discounts.
Things to Consider (Cons)
- Non-waivable annual fee of ₹5,999 + GST.
- Lounge and golf perks require meeting the ₹20,000 monthly spend condition.
- High income eligibility threshold (₹25 LPA+).
Who Can Apply for the IDFC FIRST Mayura Credit Card?
Review minimum income, credit score thresholds, and essential verification documents.
Net in-hand monthly or annual earnings
Primary applicant (18+ for add-ons)
With continuous employment proof
With valid Indian address proof
750+ Score Recommended
Applicants with a credit score of 750 or higher enjoy fast-tracked approval and preferential credit limits from IDFC Bank.
Documents Required
100% digital paperless verification via Video KYC. Keep these documents ready:
Identity & Address Proof
Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.
PAN Card
Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.
Proof of Income
Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.
Everything You Need to Know About IDFC FIRST Mayura Credit Card
Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.
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Ready to Apply for the IDFC FIRST Mayura Credit Card?
Check your pre-approved credit limit and instant approval eligibility across IDFC Bank with 100% paperless verification and zero score impact.