HPCL BOBCARD ENERGIE
Operating on the RuPay Select network, the HPCL BOBCARD ENERGIE combines everyday fuel savings with modern UPI functionality. Cardholders receive up to 5% savings on petrol, diesel, and domestic LPG refills at HPCL stations via the HP Pay app, bundled with domestic airport lounge access for a modest ₹499 fee.
Why We Recommend The HPCL BOBCARD ENERGIE
A practical, high-utility fuel card that stands out by including domestic airport lounges and RuPay UPI at an entry-level price point.
Commuters and vehicle owners who routinely refuel at Hindustan Petroleum outlets.
Welcome Gift & Activation Benefits
* Welcome benefits are typically unlocked upon payment of the joining fee and initial card activation within 30 to 90 days.
Grofi Expert Rating
Our ratings assess real-world net reward yields after fee deductions, partner redemption flexibility, lounge conditions, and user transparency.
How Much Can You Save with the HPCL BOBCARD ENERGIE?
Adjust your expected monthly card spends to calculate your real annual rewards and net savings.
Includes flight & hotel bookings, partner brands (Amazon, Swiggy, Flipkart), dining, and online shopping.
* Reward Point Value: ₹0.25 on statement credit or travel bookings.
Based on annual spending of ₹6,00,000.
Fees & Charges Breakdown for HPCL BOBCARD ENERGIE
Zero hidden costs. Complete fee schedule verified with BOB Bank official guidelines.
One-time fee charged on the first statement
Billed annually starting from the 2nd year
Annual fee reversed upon crossing this spend milestone in the preceding card year
Charges applicable on foreign currency transactions and cross-border payments
Standard interest rate on revolving card balances
Fee on ATM cash withdrawals via credit card
From the first day of billing cycle till due date
Airport Lounge Privileges on the HPCL BOBCARD ENERGIE
Experience gourmet dining, quiet workspaces, and premium comforts before every flight.
4 complimentary domestic airport lounge visits per calendar year (max 1 per quarter)
Valid across 40+ domestic airport lounges including Mumbai (Adani), Delhi (Encalm), Bengaluru (080 Lounge), Hyderabad, Chennai, and Kolkata terminals.
Not available
Access over 1,300+ luxury airport lounges globally across Dubai, London Heathrow, Singapore Changi, New York JFK, Frankfurt, and Doha.
What Makes HPCL BOBCARD ENERGIE Stand Out?
Discover the top benefits, special offers, and protections engineered into this card.
5% total value back at HPCL fuel stations and on domestic LPG refills via HP Pay.
RuPay credit card enabled for merchant UPI QR payments.
25% discount on movie tickets on District / Paytm (up to ₹100 per transaction).
Pros & Cons of the HPCL BOBCARD ENERGIE
An honest, transparent evaluation of strengths and limitations before you submit your application.
What We Love (Pros)
- Welcome bonus offsets the first-year joining fee entirely.
- Includes domestic airport lounge access at a budget ₹499 fee.
- Dual utility of fuel savings and RuPay UPI transactions.
Things to Consider (Cons)
- Fuel benefits are restricted exclusively to HPCL stations and the HP Pay ecosystem.
- Accelerated fuel reward points are capped at 1,000 points per billing cycle.
- Requires redemption through the BOBCARD portal or HP Pay vouchers.
Who Can Apply for the HPCL BOBCARD ENERGIE?
Review minimum income, credit score thresholds, and essential verification documents.
Net in-hand monthly or annual earnings
Primary applicant (18+ for add-ons)
With continuous employment proof
With valid Indian address proof
700+ Score Recommended
Applicants with a credit score of 700 or higher enjoy fast-tracked approval and preferential credit limits from BOB Bank.
Documents Required
100% digital paperless verification via Video KYC. Keep these documents ready:
Identity & Address Proof
Aadhaar Card (linked with mobile number for OTP), Passport, Driving License, or Voter ID.
PAN Card
Mandatory physical or e-PAN copy required by RBI guidelines for all credit applications.
Proof of Income
Salaried: Last 3 months' salary slips or bank statements. Self-employed: Latest ITR computation.
Everything You Need to Know About HPCL BOBCARD ENERGIE
Clear answers to common questions regarding annual fees, reward redemption, lounge rules, and delivery.
Explore Similar Cards from BOB Bank
Compare rewards, annual fees, and airport lounge perks across alternative options.
BOBCARD Cashback
Designed as an economical cashback solution, the BOBCARD Cashback Credit Card provides a 5% direct statement return on online transactions across almost all e-commerce merchants. At a low annual fee of ₹499, it automatically credits savings against monthly card dues without points redemption catalogs or conversion delays.
BOBCARD CMA One
Completing BOBCARD’s institutional accounting suite, the CMA One card is dedicated to members of the Institute of Cost Accountants of India (ICMAI). Issued Lifetime Free, it pairs domestic airport lounge access with quarterly milestone bonuses up to 4,000 points and a reduced 2.00% forex markup.
BOBCARD Corporate
An institutional corporate card created for mid-to-large corporate organizations to govern employee travel, lodging, and client entertainment expenses. It features centralized billing ledgers, individual executive credit controls, and domestic airport lounge visits for traveling staff.
Ready to Apply for the HPCL BOBCARD ENERGIE?
Check your pre-approved credit limit and instant approval eligibility across BOB Bank with 100% paperless verification and zero score impact.